Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card is an Amex card from American Express with an annual fee of $150. Here is what we hold on it, and what we do not.
Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Dec 2025), earn rates (Sep 2026). Not yet checked with American Express: credit requirement. American Express’s own page is authoritative — confirm anything you rely on there before you apply.
Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the Delta SkyMiles® Gold American Express Card, exactly as recorded.
- Annual fee
- $150Checked americanexpress.com
- Supplementary card
- Not confirmed
- Foreign transaction
- NoneChecked americanexpress.com
- Purchase APR
- 19.49%–29.24%Checked files.consumerfinance.gov
- Income requirement
- Not confirmed
- Network
- Amex
- Credit needed
- NoneNot yet checked with American Express
The welcome offer
We hold no published welcome offer for the Delta SkyMiles® Gold American Express Card. That may mean there isn’t one, or simply that we have not recorded it — American Express’s own page is the place to check.
What it earns
Published category multipliers for the Delta SkyMiles® Gold American Express Card.
| Category | Earn rate | Cap |
|---|---|---|
| Dining | 2x | No cap on file |
| Groceries | 2x | No cap on file |
| Delta Purchases | 2x | No cap on file |
| Other | 1x | No cap on file |
Perks & benefits
Card benefits
- $200 Delta Flight Credit after $10,000 annual spend
- $120 Rideshare Credit (up to $10/month) after first renewal
- $100 Delta Stays Credit per year
- First checked bag free on Delta flights
- Second checked bag free on domestic Delta flights
- 15% off Award Travel booked with miles (TakeOff 15)
Ready to apply for the Delta SkyMiles® Gold American Express Card?
You'll finish the application on American Express's own site. Terms can change without notice, so check the fee and offer there before you commit.