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Mastercard0/4 on file
Annual fee: issuer restricts access
Citizens Bank · Mastercard

Citizens Summit® World Mastercard®

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The Citizens Summit® World Mastercard® is a Mastercard from Citizens Bank. Citizens Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Citizens Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Dec 2025). Not yet checked with Citizens Bank: credit requirement. Citizens Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Citizens BankCompare this card
Opens Citizens Bank’s site

Bank with branches in: Pennsylvania (211), Massachusetts (179), New York (169), New Jersey (107), Ohio (68), Michigan (61), Rhode Island (52), New Hampshire (39) and 8 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Citizens Summit® World Mastercard®, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
17.74%–27.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Citizens Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Citizens Summit® World Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — Citizens Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Citizens Summit® World Mastercard®. Rather than print a multiplier we cannot source, this stays blank until Citizens Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Earn $5 in Lyft credit after three eligible rides in a month
  • Three months of free Instacart+ deliveries and $10 off second order each month
Next step

Ready to apply for the Citizens Summit® World Mastercard®?

You'll finish the application on Citizens Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Citizens Bank’s site
Questions

Questions about the Citizens Summit® World Mastercard®

How much is the Citizens Summit® World Mastercard® annual fee?

We could not verify the Citizens Summit® World Mastercard®'s annual fee, so we do not print one. Check the current annual fee on Citizens Bank's own site before you apply.

What does the Citizens Summit® World Mastercard® earn?

We could not verify the Citizens Summit® World Mastercard®'s earn rates, so we do not print a multiplier. Check them on Citizens Bank's own site.

What network is the Citizens Summit® World Mastercard® on?

The Citizens Summit® World Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Citizens Summit® World Mastercard® available in United States?

Yes — the Citizens Summit® World Mastercard® is issued by Citizens Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Citizens Summit® World Mastercard® figures last checked?

We checked its purchase APR in December 2025, against a published document. Not yet checked with Citizens Bank: credit requirement. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with Citizens Bank. Terms can change without notice, so confirm the current details with Citizens Bank before you apply.