Mastercard2/4 on file
✓ Annual fee checked
Bilt Rewards · Mastercard
Bilt Obsidian Card
The Bilt Obsidian Card is a Mastercard from Bilt Rewards with an annual fee of $95. Here is what we hold on it, and what we do not.
Opens Bilt Rewards’s site
Ledger entry
The receipt
Every cost line we hold for the Bilt Obsidian Card, exactly as recorded.
- Annual fee
- $95Checked bilt.com
- Supplementary card
- Not confirmed
- Foreign transaction
- NoneChecked bilt.com
- Purchase APR
- Not confirmedWe couldn't verify this · check with the issuer
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
No welcome offer on file
We couldn't verify this · check with the issuerWe hold no published welcome offer for the Bilt Obsidian Card. That may mean there isn’t one, or simply that we have not recorded it — Bilt Rewards’s own page is the place to check.
Rewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Bilt Obsidian Card. Rather than print a multiplier we cannot source, this stays blank until Bilt Rewards’s own terms give us one.
Next step
Ready to apply for the Bilt Obsidian Card?
You'll finish the application on Bilt Rewards's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Bilt Rewards’s site
Questions
Questions about the Bilt Obsidian Card
How much is the Bilt Obsidian Card annual fee?
The Bilt Obsidian Card has an annual fee of $95. Weigh that against the rewards and perks you will actually use.
What does the Bilt Obsidian Card earn?
We could not verify the Bilt Obsidian Card's earn rates, so we do not print a multiplier. Check them on Bilt Rewards's own site.
What network is the Bilt Obsidian Card on?
The Bilt Obsidian Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the Bilt Obsidian Card available in United States?
Yes — the Bilt Obsidian Card is issued by Bilt Rewards and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.
When were the Bilt Obsidian Card figures last checked?
We checked its annual fee in September 2026 and its foreign transaction fee in September 2026, each against a published document. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with Bilt Rewards. Terms can change without notice, so confirm the current details with Bilt Rewards before you apply.