Skip to content
Visa0/4 on file
Annual fee: issuer restricts access
Capital One · Visa

Spark 1.5% Cash Select

BusinessCash BackNo FX FeeRewards

The Spark 1.5% Cash Select is a Visa card from Capital One. Capital One's site does not let us read its terms, so we leave the annual fee blank — check it on Capital One's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026). Not yet checked with Capital One: credit requirement. Capital One’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Capital OneCompare this card
Opens Capital One’s site

Bank with branches in: New York (75), Louisiana (59), Maryland (41), Texas (20), Virginia (20), New Jersey (16), District of Columbia (5), Connecticut (1) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Spark 1.5% Cash Select, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked capitalone.com
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with Capital One
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Spark 1.5% Cash Select. That may mean there isn’t one, or simply that we have not recorded it — Capital One’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Spark 1.5% Cash Select. Rather than print a multiplier we cannot source, this stays blank until Capital One’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Automatic payments (AutoPay)
  • $0 fraud liability
  • Year-end summaries
  • Account managers
  • Purchase records download
  • Virtual card numbers
Next step

Ready to apply for the Spark 1.5% Cash Select?

You'll finish the application on Capital One's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One’s site
Questions

Questions about the Spark 1.5% Cash Select

How much is the Spark 1.5% Cash Select annual fee?

We could not verify the Spark 1.5% Cash Select's annual fee, so we do not print one. Check the current annual fee on Capital One's own site before you apply.

What does the Spark 1.5% Cash Select earn?

We could not verify the Spark 1.5% Cash Select's earn rates, so we do not print a multiplier. Check them on Capital One's own site.

What network is the Spark 1.5% Cash Select on?

The Spark 1.5% Cash Select runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Spark 1.5% Cash Select available in United States?

Yes — the Spark 1.5% Cash Select is issued by Capital One and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Spark 1.5% Cash Select figures last checked?

We checked its foreign transaction fee in September 2026, against a published document. Not yet checked with Capital One: credit requirement. We could not verify, so we do not print: annual fee, purchase APR, earn rates and welcome offer. Check them with Capital One. Terms can change without notice, so confirm the current details with Capital One before you apply.