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Mastercard3/4 on file
✓ Annual fee checked
Capital One · Mastercard

SavorOne Rewards

Cash BackFair CreditNo Credit HistoryRewards

The SavorOne Rewards is a Mastercard from Capital One with an annual fee of $39. Here is what we hold on it, and what we do not.

Annual fee$39per yearChecked capitalone.com
Top earn rate3%on DiningChecked capitalone.com
Apply on Capital OneCompare this card
Opens Capital One’s site

Bank with branches in: New York (75), Louisiana (59), Maryland (41), Texas (20), Virginia (20), New Jersey (16), District of Columbia (5), Connecticut (1) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the SavorOne Rewards, exactly as recorded.

Annual fee
$39Checked capitalone.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the SavorOne Rewards. That may mean there isn’t one, or simply that we have not recorded it — Capital One’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

Published category multipliers for the SavorOne Rewards.

CategoryEarn rateCap
Dining3%No cap on file
Entertainment3%No cap on file
Groceries3%No cap on file
popular streaming services3%No cap on file
Other1%No cap on file
Checked capitalone.com
Next step

Ready to apply for the SavorOne Rewards?

You'll finish the application on Capital One's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One’s site
Questions

Questions about the SavorOne Rewards

How much is the SavorOne Rewards annual fee?

The SavorOne Rewards has an annual fee of $39. Weigh that against the rewards and perks you will actually use.

What does the SavorOne Rewards earn?

The SavorOne Rewards earns 3% on dining, plus published rates on 4 other categories. The full table is on this page.

What network is the SavorOne Rewards on?

The SavorOne Rewards runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the SavorOne Rewards available in United States?

Yes — the SavorOne Rewards is issued by Capital One and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the SavorOne Rewards figures last checked?

We checked its annual fee in October 2026 and its earn rates in September 2026, each against a published document. Capital One's site restricts access, so we could not check: foreign transaction fee and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Capital One. Terms can change without notice, so confirm the current details with Capital One before you apply.