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Mastercard1/4 on file
Annual fee: issuer restricts access
Capital One · Mastercard

Savor Rewards

The Savor Rewards is a Mastercard from Capital One. Capital One's site does not let us read its terms, so we leave the annual fee blank — check it on Capital One's own site. Here is what we hold on it, and what we do not.

Top earn rate5%on hotels, vacation rentals and rental cars booked through Capital One TravelChecked capitalone.com

Bank with branches in: New York (75), Louisiana (59), Maryland (41), Texas (20), Virginia (20), New Jersey (16), District of Columbia (5), Connecticut (1) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Savor Rewards, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
NoneChecked capitalone.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Savor Rewards. That may mean there isn’t one, or simply that we have not recorded it — Capital One’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the Savor Rewards.

CategoryEarn rateCap
hotels, vacation rentals and rental cars booked through Capital One Travel5%No cap on file
Dining3%No cap on file
Entertainment3%No cap on file
Groceries3%No cap on file
popular streaming services3%No cap on file
Other1%No cap on file
Checked capitalone.com
Next step

Ready to apply for the Savor Rewards?

You'll finish the application on Capital One's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One’s site
Questions

Questions about the Savor Rewards

How much is the Savor Rewards annual fee?

We could not verify the Savor Rewards's annual fee, so we do not print one. Check the current annual fee on Capital One's own site before you apply.

What does the Savor Rewards earn?

The Savor Rewards earns 5% on hotels, vacation rentals and rental cars booked through Capital One Travel, plus published rates on 5 other categories. The full table is on this page.

What network is the Savor Rewards on?

The Savor Rewards runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Savor Rewards available in United States?

Yes — the Savor Rewards is issued by Capital One and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Savor Rewards figures last checked?

We checked its foreign transaction fee in September 2026 and its earn rates in September 2026, each against a published document. We could not verify, so we do not print: annual fee, purchase APR and welcome offer. Check them with Capital One. Terms can change without notice, so confirm the current details with Capital One before you apply.