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Visa0/4 on file
Annual fee not published where we checked
Pentagon Federal Credit Union (PenFed) · Visa

PenFed Gold Visa® Card

Low InterestNo FX FeeTravel Insurance

The PenFed Gold Visa® Card is a Visa card from Pentagon Federal Credit Union (PenFed). Pentagon Federal Credit Union (PenFed) does not publish its annual fee where we checked (October 2026), so we leave it blank rather than guess. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Oct 2026), purchase APR (Dec 2025). Not yet checked with Pentagon Federal Credit Union (PenFed): credit requirement. Pentagon Federal Credit Union (PenFed)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeNot confirmedNot published by the issuer where we checked ()
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Pentagon Federal Credit Union (PenFed)Compare this card
Opens Pentagon Federal Credit Union (PenFed)’s site

Credit union with branches in: Texas (11), Virginia (7), District of Columbia (3), Nebraska (3), New York (3), Florida (2), Georgia (2), Hawaii (2) and 5 more. Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the PenFed Gold Visa® Card, exactly as recorded.

Annual fee
Not confirmedNot published by the issuer where we checked ()
Supplementary card
Not confirmed
Foreign transaction
NoneChecked penfed.org
Purchase APR
17.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with Pentagon Federal Credit Union (PenFed)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the PenFed Gold Visa® Card. That may mean there isn’t one, or simply that we have not recorded it — Pentagon Federal Credit Union (PenFed)’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the PenFed Gold Visa® Card. Rather than print a multiplier we cannot source, this stays blank until Pentagon Federal Credit Union (PenFed)’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the PenFed Gold Visa® Card?

You'll finish the application on Pentagon Federal Credit Union (PenFed)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Pentagon Federal Credit Union (PenFed)’s site
Questions

Questions about the PenFed Gold Visa® Card

How much is the PenFed Gold Visa® Card annual fee?

Pentagon Federal Credit Union (PenFed) does not publish an annual fee for the PenFed Gold Visa® Card where we checked (October 2026), so we do not print one. Ask Pentagon Federal Credit Union (PenFed) for the current fee before you apply.

What does the PenFed Gold Visa® Card earn?

Pentagon Federal Credit Union (PenFed) does not publish category earn rates for the PenFed Gold Visa® Card where we checked (October 2026), so we do not print a multiplier.

What network is the PenFed Gold Visa® Card on?

The PenFed Gold Visa® Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the PenFed Gold Visa® Card available in United States?

Yes — the PenFed Gold Visa® Card is issued by Pentagon Federal Credit Union (PenFed) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the PenFed Gold Visa® Card figures last checked?

We checked its foreign transaction fee in October 2026 and its purchase APR in December 2025, each against a published document. Not yet checked with Pentagon Federal Credit Union (PenFed): credit requirement. Not published by Pentagon Federal Credit Union (PenFed) where we checked: annual fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with Pentagon Federal Credit Union (PenFed) before you apply.