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Card2/4 on file
✓ Annual fee checked
Citibank / Citigroup · Card

Wayfair Credit Cards

The Wayfair Credit Cards is a credit card from Citibank / Citigroup with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked citi.com
Opens Citibank / Citigroup’s site

Bank with branches in: California (271), New York (211), Illinois (57), Florida (56), District of Columbia (15), Connecticut (12), Maryland (11), New Jersey (8) and 3 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Wayfair Credit Cards, exactly as recorded.

Annual fee
$0Checked citi.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Wayfair Credit Cards. That may mean there isn’t one, or simply that we have not recorded it — Citibank / Citigroup’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Wayfair Credit Cards. Rather than print a multiplier we cannot source, this stays blank until Citibank / Citigroup’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • No annual fee
  • Free enrollment in Wayfair Rewards program
  • Flexible promotional financing options on qualifying purchases
  • 24/7 customer support
Next step

Ready to apply for the Wayfair Credit Cards?

You'll finish the application on Citibank / Citigroup's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Citibank / Citigroup’s site
Questions

Questions about the Wayfair Credit Cards

How much is the Wayfair Credit Cards annual fee?

The Wayfair Credit Cards has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Wayfair Credit Cards earn?

We could not verify the Wayfair Credit Cards's earn rates, so we do not print a multiplier. Check them on Citibank / Citigroup's own site.

What network is the Wayfair Credit Cards on?

We hold no card network on record for the Wayfair Credit Cards. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Citibank / Citigroup before you apply.

Is the Wayfair Credit Cards available in United States?

Yes — the Wayfair Credit Cards is issued by Citibank / Citigroup and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Wayfair Credit Cards figures last checked?

We checked its annual fee in September 2026, against a published document. Not published by Citibank / Citigroup where we checked: foreign transaction fee and purchase APR. We could not verify, so we do not print: earn rates and welcome offer. Check them with Citibank / Citigroup. Terms can change without notice, so confirm the current details with Citibank / Citigroup before you apply.