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Mastercard1/4 on file
Annual fee: issuer restricts access
Capital One · Mastercard

Capital One REI Co-op Mastercard

No FX Fee

The Capital One REI Co-op Mastercard is a Mastercard from Capital One. Capital One's site does not let us read its terms, so we leave the annual fee blank — check it on Capital One's own site. Here is what we hold on it, and what we do not.

Top earn rate5%on REI Co-op purchasesChecked capitalone.com
Welcome offer$100estimated valueChecked capitalone.com
Apply on Capital OneCompare this card
Opens Capital One’s site

Bank with branches in: New York (75), Louisiana (59), Maryland (41), Texas (20), Virginia (20), New Jersey (16), District of Columbia (5), Connecticut (1) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Capital One REI Co-op Mastercard, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked capitalone.com
Purchase APR
Not confirmedIssuer restricts access — check their site
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Capital One REI Co-op Mastercard, but not the terms that earn them — Capital One’s own page says what you need to do.

Est. value$100Checked capitalone.com
Rewards

What it earns

Published category multipliers for the Capital One REI Co-op Mastercard.

CategoryEarn rateCap
REI Co-op purchases5%No cap on file
Other1.5%No cap on file
Checked capitalone.com
Next step

Ready to apply for the Capital One REI Co-op Mastercard?

You'll finish the application on Capital One's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One’s site
Questions

Questions about the Capital One REI Co-op Mastercard

How much is the Capital One REI Co-op Mastercard annual fee?

We could not verify the Capital One REI Co-op Mastercard's annual fee, so we do not print one. Check the current annual fee on Capital One's own site before you apply.

What does the Capital One REI Co-op Mastercard earn?

The Capital One REI Co-op Mastercard earns 5% on REI Co-op purchases, plus published rates on 1 other category. The full table is on this page.

What network is the Capital One REI Co-op Mastercard on?

The Capital One REI Co-op Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Capital One REI Co-op Mastercard available in United States?

Yes — the Capital One REI Co-op Mastercard is issued by Capital One and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Capital One REI Co-op Mastercard figures last checked?

We checked its foreign transaction fee in October 2026, its earn rates in October 2026 and its welcome offer in September 2026, each against a published document. Capital One's site restricts access, so we could not check: purchase APR. We could not verify, so we do not print: annual fee and welcome offer. Check them with Capital One. Terms can change without notice, so confirm the current details with Capital One before you apply.