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Mastercard2/4 on file
✓ Annual fee checked
Citizens Bank · Mastercard

Citizens Amp® Mastercard®

Credit BuildingNo Annual Fee

The Citizens Amp® Mastercard® is a Mastercard from Citizens Bank with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Dec 2025). Not yet checked with Citizens Bank: credit requirement. Citizens Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked citizensbank.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Citizens BankCompare this card
Opens Citizens Bank’s site

Bank with branches in: Pennsylvania (211), Massachusetts (179), New York (169), New Jersey (107), Ohio (68), Michigan (61), Rhode Island (52), New Hampshire (39) and 8 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Citizens Amp® Mastercard®, exactly as recorded.

Annual fee
$0Checked citizensbank.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
27.74%–28.24%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Citizens Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Citizens Amp® Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — Citizens Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Citizens Amp® Mastercard®. Rather than print a multiplier we cannot source, this stays blank until Citizens Bank’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the Citizens Amp® Mastercard®?

You'll finish the application on Citizens Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Citizens Bank’s site
Questions

Questions about the Citizens Amp® Mastercard®

How much is the Citizens Amp® Mastercard® annual fee?

The Citizens Amp® Mastercard® has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Citizens Amp® Mastercard® earn?

Citizens Bank does not publish category earn rates for the Citizens Amp® Mastercard® where we checked (October 2026), so we do not print a multiplier.

What network is the Citizens Amp® Mastercard® on?

The Citizens Amp® Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Citizens Amp® Mastercard® available in United States?

Yes — the Citizens Amp® Mastercard® is issued by Citizens Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Citizens Amp® Mastercard® figures last checked?

We checked its annual fee in September 2026 and its purchase APR in December 2025, each against a published document. Not yet checked with Citizens Bank: credit requirement. Not published by Citizens Bank where we checked: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee. Check them with Citizens Bank. Terms can change without notice, so confirm the current details with Citizens Bank before you apply.