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Card2/4 on file
✓ Annual fee checked
Citibank / Citigroup · Card

The Home Depot® Consumer Credit Card

No Annual FeeNo FX FeeStore & Retail

The The Home Depot® Consumer Credit Card is a credit card from Citibank / Citigroup with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Dec 2025), purchase APR (Dec 2025). Not yet checked with Citibank / Citigroup: credit requirement. Citibank / Citigroup’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked citi.com
Apply on Citibank / CitigroupCompare this card
Opens Citibank / Citigroup’s site

Bank with branches in: California (271), New York (211), Illinois (57), Florida (56), District of Columbia (15), Connecticut (12), Maryland (11), New Jersey (8) and 3 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the The Home Depot® Consumer Credit Card, exactly as recorded.

Annual fee
$0Checked citi.com
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
29.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Citibank / Citigroup
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the The Home Depot® Consumer Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Citibank / Citigroup’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the The Home Depot® Consumer Credit Card. Rather than print a multiplier we cannot source, this stays blank until Citibank / Citigroup’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 1 year return window with The Home Depot Returns Policy
  • Flexible payment due date selection
  • Option to pay full balance or minimum due
  • 24/7 live customer service
  • Zero liability protection for unauthorized charges
Next step

Ready to apply for the The Home Depot® Consumer Credit Card?

You'll finish the application on Citibank / Citigroup's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Citibank / Citigroup’s site
Questions

Questions about the The Home Depot® Consumer Credit Card

How much is the The Home Depot® Consumer Credit Card annual fee?

The The Home Depot® Consumer Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the The Home Depot® Consumer Credit Card earn?

We could not verify the The Home Depot® Consumer Credit Card's earn rates, so we do not print a multiplier. Check them on Citibank / Citigroup's own site.

What network is the The Home Depot® Consumer Credit Card on?

We hold no card network on record for the The Home Depot® Consumer Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Citibank / Citigroup before you apply.

Is the The Home Depot® Consumer Credit Card available in United States?

Yes — the The Home Depot® Consumer Credit Card is issued by Citibank / Citigroup and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the The Home Depot® Consumer Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in December 2025 and its purchase APR in December 2025, each against a published document. Not yet checked with Citibank / Citigroup: credit requirement. We could not verify, so we do not print: earn rates and welcome offer. Check them with Citibank / Citigroup. Terms can change without notice, so confirm the current details with Citibank / Citigroup before you apply.