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Visa0/4 on file
Annual fee: issuer restricts access
M&T Bank · Visa

M&T Visa® Credit Card

Low InterestRewards

The M&T Visa® Credit Card is a Visa card from M&T Bank. M&T Bank's site does not let us read its terms, so we leave the annual fee blank — check it on M&T Bank's own site. Here is what we hold on it, and what we do not.

Apply on M&T BankCompare this card
Opens M&T Bank’s site

Bank with branches in: New York (264), Maryland (145), Pennsylvania (126), Connecticut (106), New Jersey (65), Massachusetts (62), Delaware (33), Vermont (33) and 6 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the M&T Visa® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the M&T Visa® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — M&T Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the M&T Visa® Credit Card. Rather than print a multiplier we cannot source, this stays blank until M&T Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the M&T Visa® Credit Card?

You'll finish the application on M&T Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens M&T Bank’s site
Questions

Questions about the M&T Visa® Credit Card

How much is the M&T Visa® Credit Card annual fee?

We could not verify the M&T Visa® Credit Card's annual fee, so we do not print one. Check the current annual fee on M&T Bank's own site before you apply.

What does the M&T Visa® Credit Card earn?

We could not verify the M&T Visa® Credit Card's earn rates, so we do not print a multiplier. Check them on M&T Bank's own site.

What network is the M&T Visa® Credit Card on?

The M&T Visa® Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the M&T Visa® Credit Card available in United States?

Yes — the M&T Visa® Credit Card is issued by M&T Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this M&T Visa® Credit Card information?

No figure we hold for the M&T Visa® Credit Card has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with M&T Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with M&T Bank before you apply.