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Visa2/4 on file
✓ Annual fee checked
Truist Bank · Visa

Truist Enjoy Cash Secured

The Truist Enjoy Cash Secured is a Visa card from Truist Bank with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked truist.com
Welcome offerNot confirmedNot published by the issuer where we checked ()

Bank with branches in: Florida (435), North Carolina (273), Virginia (259), Georgia (202), Maryland (136), Pennsylvania (133), Tennessee (96), Texas (96) and 10 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Truist Enjoy Cash Secured, exactly as recorded.

Annual fee
$0Checked truist.com
Supplementary card
Not confirmed
Foreign transaction
NoneChecked truist.com
Purchase APR
26.74%Checked truist.com
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Truist Enjoy Cash Secured. That may mean there isn’t one, or simply that we have not recorded it — Truist Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Truist Enjoy Cash Secured. Rather than print a multiplier we cannot source, this stays blank until Truist Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Truist Enjoy Cash Secured?

You'll finish the application on Truist Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Truist Bank’s site
Questions

Questions about the Truist Enjoy Cash Secured

How much is the Truist Enjoy Cash Secured annual fee?

The Truist Enjoy Cash Secured has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Truist Enjoy Cash Secured earn?

We could not verify the Truist Enjoy Cash Secured's earn rates, so we do not print a multiplier. Check them on Truist Bank's own site.

What network is the Truist Enjoy Cash Secured on?

The Truist Enjoy Cash Secured runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Truist Enjoy Cash Secured available in United States?

Yes — the Truist Enjoy Cash Secured is issued by Truist Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Truist Enjoy Cash Secured figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in October 2026 and its purchase APR in October 2026, each against a published document. Not published by Truist Bank where we checked: welcome offer. We could not verify, so we do not print: earn rates. Check them with Truist Bank. Terms can change without notice, so confirm the current details with Truist Bank before you apply.