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Mastercard2/4 on file
✓ Annual fee checked
Capital One · Mastercard

Capital One Platinum

No Annual Fee

The Capital One Platinum is a Mastercard from Capital One with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked capitalone.com
Apply on Capital OneCompare this card
Opens Capital One’s site

Bank with branches in: New York (75), Louisiana (59), Maryland (41), Texas (20), Virginia (20), New Jersey (16), District of Columbia (5), Connecticut (1) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Capital One Platinum, exactly as recorded.

Annual fee
$0Checked capitalone.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
29.24%Checked capitalone.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Capital One Platinum. That may mean there isn’t one, or simply that we have not recorded it — Capital One’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Capital One Platinum. Rather than print a multiplier we cannot source, this stays blank until Capital One’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Capital One Platinum?

You'll finish the application on Capital One's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One’s site
Questions

Questions about the Capital One Platinum

How much is the Capital One Platinum annual fee?

The Capital One Platinum has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Capital One Platinum earn?

Capital One's site restricts automated access, so we could not read the Capital One Platinum's earn rates and do not print a multiplier. Check them on Capital One's own site.

What network is the Capital One Platinum on?

The Capital One Platinum runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Capital One Platinum available in United States?

Yes — the Capital One Platinum is issued by Capital One and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Capital One Platinum figures last checked?

We checked its annual fee in September 2026 and its purchase APR in October 2026, each against a published document. Capital One's site restricts access, so we could not check: foreign transaction fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with Capital One before you apply.