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Card2/4 on file
✓ Annual fee checked
Citibank / Citigroup · Card

Home Depot Pro Xtra Credit Card

BusinessNo Annual FeeStore & Retail

The Home Depot Pro Xtra Credit Card is a credit card from Citibank / Citigroup with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Citibank / Citigroup: credit requirement. Citibank / Citigroup’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked citi.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Apply on Citibank / CitigroupCompare this card
Opens Citibank / Citigroup’s site

Bank with branches in: California (271), New York (211), Illinois (57), Florida (56), District of Columbia (15), Connecticut (12), Maryland (11), New Jersey (8) and 3 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Home Depot Pro Xtra Credit Card, exactly as recorded.

Annual fee
$0Checked citi.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Citibank / Citigroup
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Home Depot Pro Xtra Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Citibank / Citigroup’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Home Depot Pro Xtra Credit Card. Rather than print a multiplier we cannot source, this stays blank until Citibank / Citigroup’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Earn Pro Xtra perks 4X faster when you join, register and use your card
  • Monthly payment flexibility with a commercial revolving card
  • $0 liability on unauthorized charges
  • Identity theft protection
  • Itemized billing statements and automatic purchase tracking
  • 1 year Hassle Free Returns - 4X longer to make returns
  • No annual fee
Next step

Ready to apply for the Home Depot Pro Xtra Credit Card?

You'll finish the application on Citibank / Citigroup's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Citibank / Citigroup’s site
Questions

Questions about the Home Depot Pro Xtra Credit Card

How much is the Home Depot Pro Xtra Credit Card annual fee?

The Home Depot Pro Xtra Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Home Depot Pro Xtra Credit Card earn?

Citibank / Citigroup does not publish category earn rates for the Home Depot Pro Xtra Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Home Depot Pro Xtra Credit Card on?

We hold no card network on record for the Home Depot Pro Xtra Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Citibank / Citigroup before you apply.

Is the Home Depot Pro Xtra Credit Card available in United States?

Yes — the Home Depot Pro Xtra Credit Card is issued by Citibank / Citigroup and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Home Depot Pro Xtra Credit Card figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Citibank / Citigroup: credit requirement. Not published by Citibank / Citigroup where we checked: foreign transaction fee, purchase APR and earn rates. We could not verify, so we do not print: welcome offer. Check them with Citibank / Citigroup. Terms can change without notice, so confirm the current details with Citibank / Citigroup before you apply.