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Mastercard2/4 on file
✓ Annual fee checked
First National Bank of Omaha (FNBO / First Bankcard) · Mastercard

Business Edition® Secured Mastercard®

BusinessSecured

The Business Edition® Secured Mastercard® is a Mastercard from First National Bank of Omaha (FNBO / First Bankcard) with an annual fee of $39. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with First National Bank of Omaha (FNBO / First Bankcard): purchase APR and credit requirement. First National Bank of Omaha (FNBO / First Bankcard)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$39per yearChecked fnbo.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
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Opens First National Bank of Omaha (FNBO / First Bankcard)’s site

Bank with branches in: Nebraska (40), Colorado (21), Kansas (20), Illinois (13), Missouri (9), Texas (4), Wyoming (4), Iowa (3) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Business Edition® Secured Mastercard®, exactly as recorded.

Annual fee
$39Checked fnbo.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
24.24%Two independent reads agree · not quoted verbatimfnbo.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with First National Bank of Omaha (FNBO / First Bankcard)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Business Edition® Secured Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — First National Bank of Omaha (FNBO / First Bankcard)’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Business Edition® Secured Mastercard®. Rather than print a multiplier we cannot source, this stays blank until First National Bank of Omaha (FNBO / First Bankcard)’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the Business Edition® Secured Mastercard®?

You'll finish the application on First National Bank of Omaha (FNBO / First Bankcard)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens First National Bank of Omaha (FNBO / First Bankcard)’s site
Questions

Questions about the Business Edition® Secured Mastercard®

How much is the Business Edition® Secured Mastercard® annual fee?

The Business Edition® Secured Mastercard® has an annual fee of $39. Weigh that against the rewards and perks you will actually use.

What does the Business Edition® Secured Mastercard® earn?

First National Bank of Omaha (FNBO / First Bankcard) does not publish category earn rates for the Business Edition® Secured Mastercard® where we checked (October 2026), so we do not print a multiplier.

What network is the Business Edition® Secured Mastercard® on?

The Business Edition® Secured Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Business Edition® Secured Mastercard® available in United States?

Yes — the Business Edition® Secured Mastercard® is issued by First National Bank of Omaha (FNBO / First Bankcard) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Business Edition® Secured Mastercard® figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with First National Bank of Omaha (FNBO / First Bankcard): purchase APR and credit requirement. Not published by First National Bank of Omaha (FNBO / First Bankcard) where we checked: foreign transaction fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with First National Bank of Omaha (FNBO / First Bankcard) before you apply.