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Visa1/4 on file
Annual fee not published where we checked
First National Bank of Omaha (FNBO / First Bankcard) · Visa

SCHEELS Visa® Credit Card

The SCHEELS Visa® Credit Card is a Visa card from First National Bank of Omaha (FNBO / First Bankcard). First National Bank of Omaha (FNBO / First Bankcard) does not publish its annual fee where we checked (October 2026), so we leave it blank rather than guess. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Dec 2025), purchase APR (Dec 2025), earn rates (Oct 2026). Not yet checked with First National Bank of Omaha (FNBO / First Bankcard): credit requirement. First National Bank of Omaha (FNBO / First Bankcard)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeNot confirmedNot published by the issuer where we checked ()
Top earn rate3xon SCHEELS and SCHEELS.comChecked card.fnbo.com
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on First National Bank of Omaha (FNBO / First Bankcard)Compare this card
Opens First National Bank of Omaha (FNBO / First Bankcard)’s site

Bank with branches in: Nebraska (40), Colorado (21), Kansas (20), Illinois (13), Missouri (9), Texas (4), Wyoming (4), Iowa (3) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the SCHEELS Visa® Credit Card, exactly as recorded.

Annual fee
Not confirmedNot published by the issuer where we checked ()
Supplementary card
Not confirmed
Foreign transaction
3%Checked files.consumerfinance.gov
Purchase APR
26.49%–26.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with First National Bank of Omaha (FNBO / First Bankcard)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the SCHEELS Visa® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — First National Bank of Omaha (FNBO / First Bankcard)’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

Published category multipliers for the SCHEELS Visa® Credit Card.

CategoryEarn rateCap
SCHEELS and SCHEELS.com3xNo cap on file
Other1xNo cap on file
Checked card.fnbo.com
Included

Perks & benefits

Card benefits

  • Add Authorized Users
  • Go Paperless
  • Mobile App access
  • Digital Wallet compatibility
  • Credit Watch (free FICO Score access and credit monitoring)
Next step

Ready to apply for the SCHEELS Visa® Credit Card?

You'll finish the application on First National Bank of Omaha (FNBO / First Bankcard)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens First National Bank of Omaha (FNBO / First Bankcard)’s site
Questions

Questions about the SCHEELS Visa® Credit Card

How much is the SCHEELS Visa® Credit Card annual fee?

First National Bank of Omaha (FNBO / First Bankcard) does not publish an annual fee for the SCHEELS Visa® Credit Card where we checked (October 2026), so we do not print one. Ask First National Bank of Omaha (FNBO / First Bankcard) for the current fee before you apply.

What does the SCHEELS Visa® Credit Card earn?

The SCHEELS Visa® Credit Card earns 3x on SCHEELS and SCHEELS.com, plus published rates on 1 other category. The full table is on this page.

What network is the SCHEELS Visa® Credit Card on?

The SCHEELS Visa® Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the SCHEELS Visa® Credit Card available in United States?

Yes — the SCHEELS Visa® Credit Card is issued by First National Bank of Omaha (FNBO / First Bankcard) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the SCHEELS Visa® Credit Card figures last checked?

We checked its foreign transaction fee in December 2025, its purchase APR in December 2025 and its earn rates in October 2026, each against a published document. Not yet checked with First National Bank of Omaha (FNBO / First Bankcard): credit requirement. Not published by First National Bank of Omaha (FNBO / First Bankcard) where we checked: annual fee and welcome offer. Terms can change without notice, so confirm the current details with First National Bank of Omaha (FNBO / First Bankcard) before you apply.