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City · Texas

Credit cards in Houston

The card issuers in our catalogue with branches in Houston, Texas, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

9
issuers with branches here
96
of their cards on file
9 regional networks

Card issuers with branches in Houston

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Fifth Third Bank

27 branches in Houston

FDIC BankFind lists 27 full-service offices of "Fifth Third Bank, National Association" (CERT 6672) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Fifth Third Bank · 14 on file

Fifth Third BankCard

Cash Rewards Credit Card

Credit card issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1.67% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Huntington Bank

20 branches in Houston

FDIC BankFind lists 20 full-service offices of "The Huntington National Bank" (CERT 6560) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Huntington Bank · 7 on file

Huntington BankMastercard

Huntington Cashback Credit Card

Mastercard issued by Huntington Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Huntington BankMastercard

Huntington Secured Credit Card

Mastercard issued by Huntington Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Regions Bank

15 branches in Houston

FDIC BankFind lists 15 full-service offices of "Regions Bank" (CERT 12368) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Regions Bank · 6 on file

Regional network

Truist Bank

12 branches in Houston

FDIC BankFind lists 12 full-service offices of "Truist Bank" (CERT 9846) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Truist Bank · 11 on file

Truist BankVisa

Truist Business Cash Rewards

Visa card issued by Truist Bank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Truist BankVisa

Truist Business Credit Card

Visa card issued by Truist Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Truist BankVisa

Truist Business Premium Credit Card

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.

BusinessNo FX Fee
Annual fee$299per year
Top earn rateNot confirmed
Regional network

Midfirst Bank

6 branches in Houston

FDIC BankFind lists 6 full-service offices of "MidFirst Bank" (CERT 4063) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Midfirst Bank · 1 on file

Regional network

Capital One

4 branches in Houston

FDIC BankFind lists 4 full-service offices of "Capital One, National Association" (CERT 4297) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Capital One · 33 on file

Capital OneMastercard

Capital One Bass Pro Shops CLUB Card

Receive $20 in CLUB Points upon approval.* Earn $20 in CLUB Points after making 5 purchases anywhere Mastercard is accepted within 30 days of account approval.** Earn another $20 in CLUB Points after 5 more purchases in the same timeframe.

Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Credit Human

1 branch in Houston

NCUA's 2026-06 call-report branch file lists 1 office with member services of "CREDIT HUMAN" (charter 24382) in Houston, Texas.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Credit Human · 2 on file

Credit HumanMastercard

Rate Preferred Mastercard

Mastercard issued by Credit Human.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

First Citizens Bank

1 branch in Houston

FDIC BankFind lists 1 full-service office of "First-Citizens Bank & Trust Company" (CERT 11063) in Houston, Texas.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Regional network

Justice Federal Credit Union

1 branch in Houston

NCUA's 2026-06 call-report branch file lists 1 office with member services of "JUSTICE" (charter 151) in Houston, Texas.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Justice Federal Credit Union · 13 on file

Justice Federal Credit UnionVisa

ACA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Justice Federal Credit UnionVisa

AFNA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Beyond the branches

More cards for Texas

Credit cards in Texas →The full United States catalogue →

Questions

Houston: the short answers

Which card issuers have branches in Houston?

Regional issuers in our catalogue with branches in Houston, with their branch count: Fifth Third Bank (27), Huntington Bank (20), Regions Bank (15), Truist Bank (12), Midfirst Bank (6), Capital One (4), Credit Human (1), First Citizens Bank (1), and 1 more. A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)