The Platinum Card® from American Express
The The Platinum Card® from American Express is an Amex card from American Express. American Express's site does not let us read its terms, so we leave the annual fee blank — check it on American Express's own site. Here is what we hold on it, and what we do not.
Checked against a published document: foreign transaction fee (Sep 2026). Not yet checked with American Express: credit requirement. American Express’s own page is authoritative — confirm anything you rely on there before you apply.
Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the The Platinum Card® from American Express, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- NoneChecked americanexpress.com
- Purchase APR
- Not confirmedNot published by the issuer where we checked ()
- Income requirement
- Not confirmed
- Network
- Amex
- Credit needed
- ExcellentNot yet checked with American Express
The welcome offer
We hold no published welcome offer for the The Platinum Card® from American Express. That may mean there isn’t one, or simply that we have not recorded it — American Express’s own page is the place to check.
What it earns
We hold no category earn rates for the The Platinum Card® from American Express. Rather than print a multiplier we cannot source, this stays blank until American Express’s own terms give us one.
Perks & benefits
Card benefits
- Global Lounge Collection with Centurion Lounges, Delta Sky Club visits, and Priority Pass
- $600 Hotel Credit for Fine Hotels + Resorts or The Hotel Collection bookings
- $200 Uber Cash annually
- $120 Uber One Credit
- $200 Airline Fee Credit
- Fine Hotels + Resorts benefits including guaranteed 4pm checkout
- $219 CLEAR+ Credit
- $400 Resy Credit
- $300 Digital Entertainment Credit
- Global Dining Access by Resy
- $300 lululemon Credit
- $155 Walmart+ Credit
- $200 Oura Ring Credit
- $300 Equinox Credit
- Apply with no impact to credit score
Ready to apply for the The Platinum Card® from American Express?
You'll finish the application on American Express's own site. Terms can change without notice, so check the fee and offer there before you commit.