Skip to content
Visa3/4 on file
✓ Annual fee checked
Synchrony Bank / Synchrony Financial · Visa

Venmo Visa Signature Credit Card

Cash BackNo Annual FeeNo FX FeeStreaming

The Venmo Visa Signature Credit Card is a Visa card from Synchrony Bank / Synchrony Financial with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked files.consumerfinance.gov
Top earn rate3%on DiningChecked venmo.com
Apply on Synchrony Bank / Synchrony FinancialCompare this card
Opens Synchrony Bank / Synchrony Financial’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Venmo Visa Signature Credit Card, exactly as recorded.

Annual fee
$0Checked files.consumerfinance.gov
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Venmo Visa Signature Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

Published category multipliers for the Venmo Visa Signature Credit Card.

CategoryEarn rateCap
Dining3%No cap on file
Entertainment3%No cap on file
when you check out with Venmo online3%No cap on file
Other1%No cap on file
Checked venmo.com
Next step

Ready to apply for the Venmo Visa Signature Credit Card?

You'll finish the application on Synchrony Bank / Synchrony Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Synchrony Bank / Synchrony Financial’s site
Questions

Questions about the Venmo Visa Signature Credit Card

How much is the Venmo Visa Signature Credit Card annual fee?

The Venmo Visa Signature Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Venmo Visa Signature Credit Card earn?

The Venmo Visa Signature Credit Card earns 3% on dining, plus published rates on 3 other categories. The full table is on this page.

What network is the Venmo Visa Signature Credit Card on?

The Venmo Visa Signature Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Venmo Visa Signature Credit Card available in United States?

Yes — the Venmo Visa Signature Credit Card is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Venmo Visa Signature Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in October 2026 and its earn rates in September 2026, each against a published document. Synchrony Bank / Synchrony Financial's site restricts access, so we could not check: welcome offer. We could not verify, so we do not print: purchase APR. Check them with Synchrony Bank / Synchrony Financial. Terms can change without notice, so confirm the current details with Synchrony Bank / Synchrony Financial before you apply.