Skip to content
Visa2/4 on file
✓ Annual fee checked
America First Credit Union · Visa

Secured Visa

Credit BuildingNo Annual FeeSecuredTravel Insurance

The Secured Visa is a Visa card from America First Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked americafirst.com
Apply on America First Credit UnionCompare this card
Opens America First Credit Union’s site

Credit union with branches in: Utah (87), Nevada (23), Arizona (9), Idaho (2), California (1), New Mexico (1). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Secured Visa, exactly as recorded.

Annual fee
$0Checked americafirst.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Secured Visa. That may mean there isn’t one, or simply that we have not recorded it — America First Credit Union’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Secured Visa. Rather than print a multiplier we cannot source, this stays blank until America First Credit Union’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Secured Visa?

You'll finish the application on America First Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens America First Credit Union’s site
Questions

Questions about the Secured Visa

How much is the Secured Visa annual fee?

The Secured Visa has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Secured Visa earn?

We could not verify the Secured Visa's earn rates, so we do not print a multiplier. Check them on America First Credit Union's own site.

What network is the Secured Visa on?

The Secured Visa runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Secured Visa available in United States?

Yes — the Secured Visa is issued by America First Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Secured Visa figures last checked?

We checked its annual fee in October 2026, against a published document. We could not verify, so we do not print: foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with America First Credit Union. Terms can change without notice, so confirm the current details with America First Credit Union before you apply.