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Mastercard0/4 on file
Annual fee: issuer restricts access
Synchrony Bank / Synchrony Financial · Mastercard

Synchrony Preferred Mastercard

Credit BuildingFair Credit

The Synchrony Preferred Mastercard is a Mastercard from Synchrony Bank / Synchrony Financial. Synchrony Bank / Synchrony Financial's site does not let us read its terms, so we leave the annual fee blank — check it on Synchrony Bank / Synchrony Financial's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Oct 2026), purchase APR (Oct 2026). Not yet checked with Synchrony Bank / Synchrony Financial: credit requirement. Synchrony Bank / Synchrony Financial’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Synchrony Bank / Synchrony FinancialCompare this card
Opens Synchrony Bank / Synchrony Financial’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Synchrony Preferred Mastercard, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Checked files.consumerfinance.gov
Purchase APR
26.49%–33.24%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with Synchrony Bank / Synchrony Financial
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Synchrony Preferred Mastercard. That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Synchrony Preferred Mastercard. Rather than print a multiplier we cannot source, this stays blank until Synchrony Bank / Synchrony Financial’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Mastercard ID Theft Protection™
  • Mastercard Travel & Lifestyle Services®
  • Priceless Experiences®
  • Contactless chip technology
Next step

Ready to apply for the Synchrony Preferred Mastercard?

You'll finish the application on Synchrony Bank / Synchrony Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Synchrony Bank / Synchrony Financial’s site
Questions

Questions about the Synchrony Preferred Mastercard

How much is the Synchrony Preferred Mastercard annual fee?

We could not verify the Synchrony Preferred Mastercard's annual fee, so we do not print one. Check the current annual fee on Synchrony Bank / Synchrony Financial's own site before you apply.

What does the Synchrony Preferred Mastercard earn?

Synchrony Bank / Synchrony Financial does not publish category earn rates for the Synchrony Preferred Mastercard where we checked (October 2026), so we do not print a multiplier.

What network is the Synchrony Preferred Mastercard on?

The Synchrony Preferred Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Synchrony Preferred Mastercard available in United States?

Yes — the Synchrony Preferred Mastercard is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Synchrony Preferred Mastercard figures last checked?

We checked its foreign transaction fee in October 2026 and its purchase APR in October 2026, each against a published document. Not yet checked with Synchrony Bank / Synchrony Financial: credit requirement. Not published by Synchrony Bank / Synchrony Financial where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee. Check them with Synchrony Bank / Synchrony Financial. Terms can change without notice, so confirm the current details with Synchrony Bank / Synchrony Financial before you apply.