Skip to content
Card2/4 on file
✓ Annual fee checked
Synchrony Bank / Synchrony Financial · Card

Sleep Number Credit Card

No Annual Fee

The Sleep Number Credit Card is a credit card from Synchrony Bank / Synchrony Financial with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Synchrony Bank / Synchrony Financial: credit requirement. Synchrony Bank / Synchrony Financial’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked synchrony.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Synchrony Bank / Synchrony FinancialCompare this card
Opens Synchrony Bank / Synchrony Financial’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Sleep Number Credit Card, exactly as recorded.

Annual fee
$0Checked synchrony.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Synchrony Bank / Synchrony Financial
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Sleep Number Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Sleep Number Credit Card. Rather than print a multiplier we cannot source, this stays blank until Synchrony Bank / Synchrony Financial’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Promotional financing offers with convenient monthly payments
  • Digital eBill account management
  • Credit score tracking
  • Optional Payment Security
  • Credit limit increase requests
  • Autopay setup
  • Account alerts via email or text
Next step

Ready to apply for the Sleep Number Credit Card?

You'll finish the application on Synchrony Bank / Synchrony Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Synchrony Bank / Synchrony Financial’s site
Questions

Questions about the Sleep Number Credit Card

How much is the Sleep Number Credit Card annual fee?

The Sleep Number Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Sleep Number Credit Card earn?

Synchrony Bank / Synchrony Financial does not publish category earn rates for the Sleep Number Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Sleep Number Credit Card on?

We hold no card network on record for the Sleep Number Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Synchrony Bank / Synchrony Financial before you apply.

Is the Sleep Number Credit Card available in United States?

Yes — the Sleep Number Credit Card is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Sleep Number Credit Card figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Synchrony Bank / Synchrony Financial: credit requirement. Not published by Synchrony Bank / Synchrony Financial where we checked: foreign transaction fee, earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Synchrony Bank / Synchrony Financial. Terms can change without notice, so confirm the current details with Synchrony Bank / Synchrony Financial before you apply.