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Mastercard0/4 on file
Annual fee: issuer restricts access
Celtic Bank · Mastercard

Perpay Credit Card

SecuredCash Back

The Perpay Credit Card is a Mastercard from Celtic Bank. Celtic Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Celtic Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Celtic Bank: credit requirement. Celtic Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Celtic BankCompare this card
Opens Celtic Bank’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Perpay Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Celtic Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Perpay Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Celtic Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Perpay Credit Card. Rather than print a multiplier we cannot source, this stays blank until Celtic Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Perpay Credit Card?

You'll finish the application on Celtic Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Celtic Bank’s site
Questions

Questions about the Perpay Credit Card

How much is the Perpay Credit Card annual fee?

We could not verify the Perpay Credit Card's annual fee, so we do not print one. Check the current annual fee on Celtic Bank's own site before you apply.

What does the Perpay Credit Card earn?

We could not verify the Perpay Credit Card's earn rates, so we do not print a multiplier. Check them on Celtic Bank's own site.

What network is the Perpay Credit Card on?

The Perpay Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Perpay Credit Card available in United States?

Yes — the Perpay Credit Card is issued by Celtic Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Perpay Credit Card information?

No figure we hold for the Perpay Credit Card has been checked against a published document yet, so we show no check date. Not published by Celtic Bank where we checked: welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR and earn rates. Check them with Celtic Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Celtic Bank before you apply.