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Card0/4 on file
Annual fee not published where we checked
Synchrony Bank / Synchrony Financial · Card

Mattress Firm Credit Card

The Mattress Firm Credit Card is a credit card from Synchrony Bank / Synchrony Financial. Synchrony Bank / Synchrony Financial does not publish its annual fee where we checked (October 2026), so we leave it blank rather than guess. Here is what we hold on it, and what we do not.

Annual feeNot confirmedNot published by the issuer where we checked ()
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
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Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Mattress Firm Credit Card, exactly as recorded.

Annual fee
Not confirmedNot published by the issuer where we checked ()
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Mattress Firm Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Mattress Firm Credit Card. Rather than print a multiplier we cannot source, this stays blank until Synchrony Bank / Synchrony Financial’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the Mattress Firm Credit Card?

You'll finish the application on Synchrony Bank / Synchrony Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Synchrony Bank / Synchrony Financial’s site
Questions

Questions about the Mattress Firm Credit Card

How much is the Mattress Firm Credit Card annual fee?

Synchrony Bank / Synchrony Financial does not publish an annual fee for the Mattress Firm Credit Card where we checked (October 2026), so we do not print one. Ask Synchrony Bank / Synchrony Financial for the current fee before you apply.

What does the Mattress Firm Credit Card earn?

Synchrony Bank / Synchrony Financial does not publish category earn rates for the Mattress Firm Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Mattress Firm Credit Card on?

We hold no card network on record for the Mattress Firm Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Synchrony Bank / Synchrony Financial before you apply.

Is the Mattress Firm Credit Card available in United States?

Yes — the Mattress Firm Credit Card is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Mattress Firm Credit Card information?

No figure we hold for the Mattress Firm Credit Card has been checked against a published document yet, so we show no check date. Not published by Synchrony Bank / Synchrony Financial where we checked: annual fee, foreign transaction fee, earn rates and welcome offer. We could not verify, so we do not print: purchase APR. Check them with Synchrony Bank / Synchrony Financial. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Synchrony Bank / Synchrony Financial before you apply.