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Mastercard0/4 on file
Annual fee: issuer restricts access
Synchrony Bank / Synchrony Financial · Mastercard

PayPal Credit Mastercard (physical card)

The PayPal Credit Mastercard (physical card) is a Mastercard from Synchrony Bank / Synchrony Financial. Synchrony Bank / Synchrony Financial's site does not let us read its terms, so we leave the annual fee blank — check it on Synchrony Bank / Synchrony Financial's own site. Here is what we hold on it, and what we do not.

Apply on Synchrony Bank / Synchrony FinancialCompare this card
Opens Synchrony Bank / Synchrony Financial’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the PayPal Credit Mastercard (physical card), exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the PayPal Credit Mastercard (physical card). That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the PayPal Credit Mastercard (physical card). Rather than print a multiplier we cannot source, this stays blank until Synchrony Bank / Synchrony Financial’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the PayPal Credit Mastercard (physical card)?

You'll finish the application on Synchrony Bank / Synchrony Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Synchrony Bank / Synchrony Financial’s site
Questions

Questions about the PayPal Credit Mastercard (physical card)

How much is the PayPal Credit Mastercard (physical card) annual fee?

We could not verify the PayPal Credit Mastercard (physical card)'s annual fee, so we do not print one. Check the current annual fee on Synchrony Bank / Synchrony Financial's own site before you apply.

What does the PayPal Credit Mastercard (physical card) earn?

We could not verify the PayPal Credit Mastercard (physical card)'s earn rates, so we do not print a multiplier. Check them on Synchrony Bank / Synchrony Financial's own site.

What network is the PayPal Credit Mastercard (physical card) on?

The PayPal Credit Mastercard (physical card) runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the PayPal Credit Mastercard (physical card) available in United States?

Yes — the PayPal Credit Mastercard (physical card) is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this PayPal Credit Mastercard (physical card) information?

No figure we hold for the PayPal Credit Mastercard (physical card) has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Synchrony Bank / Synchrony Financial. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Synchrony Bank / Synchrony Financial before you apply.