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Mastercard0/4 on file
Annual fee: issuer restricts access
Synchrony Bank / Synchrony Financial · Mastercard

CareCredit Rewards Mastercard

The CareCredit Rewards Mastercard is a Mastercard from Synchrony Bank / Synchrony Financial. Synchrony Bank / Synchrony Financial's site does not let us read its terms, so we leave the annual fee blank — check it on Synchrony Bank / Synchrony Financial's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Oct 2026), purchase APR (Oct 2026). Not yet checked with Synchrony Bank / Synchrony Financial: credit requirement. Synchrony Bank / Synchrony Financial’s own page is authoritative — confirm anything you rely on there before you apply.

Opens Synchrony Bank / Synchrony Financial’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the CareCredit Rewards Mastercard, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
3%Checked files.consumerfinance.gov
Purchase APR
32.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Synchrony Bank / Synchrony Financial
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the CareCredit Rewards Mastercard. That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the CareCredit Rewards Mastercard. Rather than print a multiplier we cannot source, this stays blank until Synchrony Bank / Synchrony Financial’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the CareCredit Rewards Mastercard?

You'll finish the application on Synchrony Bank / Synchrony Financial's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Synchrony Bank / Synchrony Financial’s site
Questions

Questions about the CareCredit Rewards Mastercard

How much is the CareCredit Rewards Mastercard annual fee?

We could not verify the CareCredit Rewards Mastercard's annual fee, so we do not print one. Check the current annual fee on Synchrony Bank / Synchrony Financial's own site before you apply.

What does the CareCredit Rewards Mastercard earn?

We could not verify the CareCredit Rewards Mastercard's earn rates, so we do not print a multiplier. Check them on Synchrony Bank / Synchrony Financial's own site.

What network is the CareCredit Rewards Mastercard on?

The CareCredit Rewards Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the CareCredit Rewards Mastercard available in United States?

Yes — the CareCredit Rewards Mastercard is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the CareCredit Rewards Mastercard figures last checked?

We checked its foreign transaction fee in October 2026 and its purchase APR in October 2026, each against a published document. Not yet checked with Synchrony Bank / Synchrony Financial: credit requirement. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Synchrony Bank / Synchrony Financial. Terms can change without notice, so confirm the current details with Synchrony Bank / Synchrony Financial before you apply.