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Visa2/4 on file
✓ Annual fee checked
America First Credit Union · Visa

Visa Platinum

Cash BackNo Annual FeeRewardsTravel Insurance

The Visa Platinum is a Visa card from America First Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked americafirst.com
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Opens America First Credit Union’s site

Credit union with branches in: Utah (87), Nevada (23), Arizona (9), Idaho (2), California (1), New Mexico (1). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Visa Platinum, exactly as recorded.

Annual fee
$0Checked americafirst.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Visa Platinum. That may mean there isn’t one, or simply that we have not recorded it — America First Credit Union’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Visa Platinum. Rather than print a multiplier we cannot source, this stays blank until America First Credit Union’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Visa Platinum?

You'll finish the application on America First Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens America First Credit Union’s site
Questions

Questions about the Visa Platinum

How much is the Visa Platinum annual fee?

The Visa Platinum has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Visa Platinum earn?

We could not verify the Visa Platinum's earn rates, so we do not print a multiplier. Check them on America First Credit Union's own site.

What network is the Visa Platinum on?

The Visa Platinum runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Visa Platinum available in United States?

Yes — the Visa Platinum is issued by America First Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Visa Platinum figures last checked?

We checked its annual fee in October 2026, against a published document. We could not verify, so we do not print: foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with America First Credit Union. Terms can change without notice, so confirm the current details with America First Credit Union before you apply.