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Amex0/4 on file
Annual fee: issuer restricts access
American Express · Amex

Hilton Honors American Express Surpass® Card

Hotel

The Hilton Honors American Express Surpass® Card is an Amex card from American Express. American Express's site does not let us read its terms, so we leave the annual fee blank — check it on American Express's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Dec 2025). Not yet checked with American Express: credit requirement. American Express’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on American ExpressCompare this card
Opens American Express’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Hilton Honors American Express Surpass® Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
19.49%–29.24%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Amex
Credit needed
NoneNot yet checked with American Express
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Hilton Honors American Express Surpass® Card. That may mean there isn’t one, or simply that we have not recorded it — American Express’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Hilton Honors American Express Surpass® Card. Rather than print a multiplier we cannot source, this stays blank until American Express’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Complimentary Hilton Honors Gold Status
  • Up to $200 annual Hilton property credit ($50 per quarter)
  • Free Night Reward after $15,000 spend in a calendar year
  • Complimentary National Car Rental Emerald Club Executive Status
  • Upgrade to Hilton Honors Diamond Status after $40,000 spend in a calendar year
Next step

Ready to apply for the Hilton Honors American Express Surpass® Card?

You'll finish the application on American Express's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express’s site
Questions

Questions about the Hilton Honors American Express Surpass® Card

How much is the Hilton Honors American Express Surpass® Card annual fee?

We could not verify the Hilton Honors American Express Surpass® Card's annual fee, so we do not print one. Check the current annual fee on American Express's own site before you apply.

What does the Hilton Honors American Express Surpass® Card earn?

We could not verify the Hilton Honors American Express Surpass® Card's earn rates, so we do not print a multiplier. Check them on American Express's own site.

What network is the Hilton Honors American Express Surpass® Card on?

The Hilton Honors American Express Surpass® Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the Hilton Honors American Express Surpass® Card available in United States?

Yes — the Hilton Honors American Express Surpass® Card is issued by American Express and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Hilton Honors American Express Surpass® Card figures last checked?

We checked its purchase APR in December 2025, against a published document. Not yet checked with American Express: credit requirement. Not published by American Express where we checked: welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee and earn rates. Check them with American Express. Terms can change without notice, so confirm the current details with American Express before you apply.