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Visa0/4 on file
Annual fee: issuer restricts access
Celtic Bank · Visa

Fold Bitcoin Credit Card

Cash BackNo FX FeeRewards

The Fold Bitcoin Credit Card is a Visa card from Celtic Bank. Celtic Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Celtic Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Celtic Bank: credit requirement. Celtic Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Celtic BankCompare this card
Opens Celtic Bank’s site

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Fold Bitcoin Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
20.49%–29.49%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Celtic Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Fold Bitcoin Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Celtic Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Fold Bitcoin Credit Card. Rather than print a multiplier we cannot source, this stays blank until Celtic Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Earn up to 4% back in bitcoin on qualifying purchases
  • Extra 0.5% back when paying your bill with Bitcoin
  • Real-time tracking of bitcoin rewards in the Fold app
  • Instant card controls: lock/unlock, replace card, fraud alerts
  • Instant provisioning to Apple Pay and Google Pay
Next step

Ready to apply for the Fold Bitcoin Credit Card?

You'll finish the application on Celtic Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Celtic Bank’s site
Questions

Questions about the Fold Bitcoin Credit Card

How much is the Fold Bitcoin Credit Card annual fee?

We could not verify the Fold Bitcoin Credit Card's annual fee, so we do not print one. Check the current annual fee on Celtic Bank's own site before you apply.

What does the Fold Bitcoin Credit Card earn?

We could not verify the Fold Bitcoin Credit Card's earn rates, so we do not print a multiplier. Check them on Celtic Bank's own site.

What network is the Fold Bitcoin Credit Card on?

The Fold Bitcoin Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Fold Bitcoin Credit Card available in United States?

Yes — the Fold Bitcoin Credit Card is issued by Celtic Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Fold Bitcoin Credit Card figures last checked?

We checked its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Celtic Bank: credit requirement. Not published by Celtic Bank where we checked: welcome offer. We could not verify, so we do not print: annual fee and earn rates. Check them with Celtic Bank. Terms can change without notice, so confirm the current details with Celtic Bank before you apply.