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Card0/4 on file
Annual fee: issuer restricts access
Synchrony Bank / Synchrony Financial · Card

Big Lots Credit Card

The Big Lots Credit Card is a credit card from Synchrony Bank / Synchrony Financial. Synchrony Bank / Synchrony Financial's site does not let us read its terms, so we leave the annual fee blank — check it on Synchrony Bank / Synchrony Financial's own site. Here is what we hold on it, and what we do not.

Apply on Synchrony Bank / Synchrony Financial’s siteBrowse other cardsOpens Synchrony Bank / Synchrony Financial’s homepage, not this card’s page · we have no confirmed page for this card

Bank with branches in: Utah (1). Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Big Lots Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
35.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Big Lots Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Synchrony Bank / Synchrony Financial’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Big Lots Credit Card. Rather than print a multiplier we cannot source, this stays blank until Synchrony Bank / Synchrony Financial’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Big Lots Credit Card?

We hold no application page for this card. The link below opens Synchrony Bank / Synchrony Financial's homepage, not a page for this card — find the card there, and check the fee and offer before you commit.

Apply on Synchrony Bank / Synchrony Financial’s siteBrowse other cardsOpens Synchrony Bank / Synchrony Financial’s homepage, not this card’s page · we have no confirmed page for this card
Questions

Questions about the Big Lots Credit Card

How much is the Big Lots Credit Card annual fee?

We could not verify the Big Lots Credit Card's annual fee, so we do not print one. Check the current annual fee on Synchrony Bank / Synchrony Financial's own site before you apply.

What does the Big Lots Credit Card earn?

We could not verify the Big Lots Credit Card's earn rates, so we do not print a multiplier. Check them on Synchrony Bank / Synchrony Financial's own site.

What network is the Big Lots Credit Card on?

We hold no card network on record for the Big Lots Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Synchrony Bank / Synchrony Financial before you apply.

Is the Big Lots Credit Card available in United States?

Yes — the Big Lots Credit Card is issued by Synchrony Bank / Synchrony Financial and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Big Lots Credit Card figures last checked?

We checked its purchase APR in October 2026, against a published document. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with Synchrony Bank / Synchrony Financial. Terms can change without notice, so confirm the current details with Synchrony Bank / Synchrony Financial before you apply.