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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
United Nations Federal Credit Union (UNFCU)№ 822

UNFCU Azure Credit Card

Visa card issued by United Nations Federal Credit Union (UNFCU).

RewardsStreaming
Annual feeNot confirmed
Top earn rateNot confirmed
United Nations Federal Credit Union (UNFCU)№ 823

UNFCU Azure Secured Credit Card

Visa card issued by United Nations Federal Credit Union (UNFCU).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
United Nations Federal Credit Union (UNFCU)№ 824

UNFCU Elite Credit Card

Visa card issued by United Nations Federal Credit Union (UNFCU).

Lounge AccessNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
United Nations Federal Credit Union (UNFCU)№ 825

UNFCU Elite Secured Credit Card

Visa card issued by United Nations Federal Credit Union (UNFCU).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 826

United Club Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual fee$695per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 827

United Club℠ Business Card

Visa card issued by JPMorgan Chase Bank.

AirlineBusiness
Annual fee$695per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 828

United Gateway℠ Card

Visa card issued by JPMorgan Chase Bank.

AirlineGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 829

United Quest℠ Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual fee$350per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 830

United℠ Business Card

Visa card issued by JPMorgan Chase Bank.

AirlineBusiness
Annual fee$150per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 831

United℠ Explorer Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 832

Universal Rewards Plus Visa Signature® Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

PremiumRewards
Annual fee$99per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 833

Universal Rewards Visa Signature® Card

Earn $150 as a Statement Credit** when you spend $250 within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.

No Annual FeeRewards
Annual fee$0per year
Top earn rate2xqualifying Universal Purchases
Cross River Bank№ 834

Upgrade OneCard

Visa card issued by Cross River Bank.

Annual feeNot confirmed
Top earn rateNot confirmed
Upgrade, Inc.№ 835

Upgrade Secured OneCard

Visa card issued by Upgrade, Inc..

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Upgrade, Inc.№ 836

Upgrade Select Card

Visa card issued by Upgrade, Inc..

Credit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 837

Upromise® World Mastercard®

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 848

Venmo Visa Signature Credit Card

Visa card issued by Synchrony Bank / Synchrony Financial.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%Dining
Synchrony Bank / Synchrony Financial№ 849

Verizon Visa Card

Get $150 as a statement credit after your first purchase When you open an account and make a purchase in the first 90 days. Limited-time offer.

Bills & UtilitiesDining
Annual feeNot confirmed
Top earn rate4%Dining
Continental Finance№ 850

Verve® Mastercard

Mastercard issued by Continental Finance.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Delta Community Credit Union№ 853

Visa Business Platinum Rewards Credit Card

Visa card issued by Delta Community Credit Union.

BusinessPremium
Annual feeNot confirmed
Top earn rate1xTwo independent reads agree · not quoted verbatimOther
America First Credit Union№ 854

Visa Classic

Visa card issued by America First Credit Union.

Cash BackTravel Insurance
Annual feeNot confirmed
Top earn rateNot confirmed
Tlcu Financial№ 855

Visa Classic

Visa card issued by Tlcu Financial.

Fair CreditLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Bluestone Federal Credit Union№ 856

Visa Classic

Visa card issued by Bluestone Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
NASA Federal Credit Union№ 857

VISA Classic

Visa card issued by NASA Federal Credit Union.

Credit BuildingLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Homeland Credit Union, Inc.№ 858

Visa Classic Credit Card

Visa card issued by Homeland Credit Union, Inc..

Fair CreditNo Credit History
Annual fee$10per year
Top earn rateNot confirmed
Park City Credit Union№ 859

Visa Classic Credit Card

Visa card issued by Park City Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Florida West Coast Credit Union№ 860

Visa Classic Credit Card

Credit card issued by Florida West Coast Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Allegius Federal Credit Union№ 861

Visa Credit Card

Visa card issued by Allegius Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Latino Community Credit Union№ 862

VISA Credit Card

Visa card issued by Latino Community Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Mountain America Credit Union№ 863

Visa Low Rate

Visa card issued by Mountain America Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
America First Credit Union№ 864

Visa Platinum

Visa card issued by America First Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.