Skip to content
Visa2/4 on file
✓ Annual fee checked
Homeland Credit Union, Inc. · Visa

Visa Classic Credit Card

Fair CreditNo Credit History

The Visa Classic Credit Card is a Visa card from Homeland Credit Union, Inc. with an annual fee of $10. Here is what we hold on it, and what we do not.

Annual fee$10per yearChecked files.consumerfinance.gov
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through Homeland Credit Union, Inc. directly

Credit union with branches in: Ohio (5). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Visa Classic Credit Card, exactly as recorded.

Annual fee
$10Checked files.consumerfinance.gov
Supplementary card
Not confirmed
Foreign transaction
1%Checked files.consumerfinance.gov
Purchase APR
18.99%Checked homelandcu.com
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Visa Classic Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Homeland Credit Union, Inc.’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Visa Classic Credit Card. Rather than print a multiplier we cannot source, this stays blank until Homeland Credit Union, Inc.’s own terms give us one.

Next step

Ready to apply for the Visa Classic Credit Card?

We hold no application link for this card. Homeland Credit Union, Inc. takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Visa Classic Credit Card

How much is the Visa Classic Credit Card annual fee?

The Visa Classic Credit Card has an annual fee of $10. Weigh that against the rewards and perks you will actually use.

What does the Visa Classic Credit Card earn?

We hold no category earn rates for the Visa Classic Credit Card. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Homeland Credit Union, Inc.'s terms.

What network is the Visa Classic Credit Card on?

The Visa Classic Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Visa Classic Credit Card available in United States?

Yes — the Visa Classic Credit Card is issued by Homeland Credit Union, Inc. and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Visa Classic Credit Card figures last checked?

We checked its annual fee in December 2025, its foreign transaction fee in December 2025 and its purchase APR in September 2026, each against a published document. Terms can change without notice, so confirm the current details with Homeland Credit Union, Inc. before you apply.