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Issuer file — United States

Bread Financial (Comenity Bank) credit cards in the United States

We hold 24 Bread Financial (Comenity Bank) cards currently offered in the United States. A $0 annual fee we have not confirmed is left blank rather than printed as $0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on Bread Financial (Comenity Bank)’s own page before you apply.

*Cards in our catalogue, not necessarily every card Bread Financial (Comenity Bank) issues.

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24
cards on offer on file
3 of 24
annual fees confirmed
The ledger

Bread Financial (Comenity Bank) cards on offer

24 cards
Bread Financial (Comenity Bank)Visa

AAA Daily Advantage Visa Signature® Credit Card

Earn $100 statement credit when you spend $1,000 within the first 90 days of opening

Cash BackEV Charging
Annual feeNot confirmed
Top earn rate5%We couldn't verify this · check with the issuerGroceries
Bread Financial (Comenity Bank)Visa

AAA Travel Advantage Visa Signature Credit Card

Earn $100 statement credit when you spend $1,000 within the first 90 days of opening.

RewardsTravel
Annual feeNot confirmed
Top earn rate5%We couldn't verify this · check with the issuerGas & Fuel
Bread Financial (Comenity Bank)Card

Arhaus Archarge Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Amex

Bread Cashback™ American Express® Credit Card

Amex card issued by Bread Financial (Comenity Bank).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%We couldn't verify this · check with the issuerOther
Bread Financial (Comenity Bank)Amex

Bread Rewards™ American Express® Credit Card

Amex card issued by Bread Financial (Comenity Bank).

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate3xWe couldn't verify this · check with the issuerDining
Bread Financial (Comenity Bank)Visa

Caesars Rewards® Visa® Credit Card

Visa card issued by Bread Financial (Comenity Bank).

RewardsTravel
Annual feeNot confirmed
Top earn rate5xCaesars Rewards destinations
Bread Financial (Comenity Bank)Visa

Good Sam Travel Visa Signature® Credit Card

Visa card issued by Bread Financial (Comenity Bank).

Travel
Annual fee$249We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Card

HP Credit Account

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Card

Kay Jewelers Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Card

Lane Bryant Credit Card

Enjoy $20 off your first purchase when you open and use your Lane Bryant Credit Card on the same day (minimum purchase of $20.01 at lanebryant.com).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Card

My Place Rewards Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Card

myAcademy Rewards Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Mastercard

myAcademy® Rewards Mastercard® Credit Card

Mastercard issued by Bread Financial (Comenity Bank).

Rewards
Annual feeNot confirmed
Top earn rate2%We couldn't verify this · check with the issuerOther
Bread Financial (Comenity Bank)Visa

PlayStation® Visa® Credit Card

Get a $100 statement credit when you spend $500 in the first 60 days with the PlayStation® Visa® Credit Card.

Bills & UtilitiesDining
Annual fee$0per year
Top earn rate5xWe couldn't verify this · check with the issuerPlaystation Sony
Bread Financial (Comenity Bank)Card

Ross Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Rewards
Annual feeNot confirmed
Top earn rate5%We couldn't verify this · check with the issuerRoss Dress for Less
Bread Financial (Comenity Bank)Card

Torrid Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)Card

Ulta Beauty Rewards® Credit Card (store-only)

New cardholders get a 20% off discount on their first purchase after approval.

Rewards
Annual feeNot confirmed
Top earn rate2xWe couldn't verify this · check with the issuerUlta
Bread Financial (Comenity Bank)Mastercard

Ulta Beauty Rewards® Mastercard® Credit Card

20% discount on first purchase after approval for Ulta Beauty Rewards Mastercard cardholders opted into Ulta Beauty emails.

Rewards
Annual feeNot confirmed
Top earn rate2xWe couldn't verify this · check with the issuerUlta Purchases

Every issuer we hold in the United States · The full card hub

Questions

Frequently asked

How many Bread Financial (Comenity Bank) credit cards are there in the United States?

Our catalogue holds 24 Bread Financial (Comenity Bank) credit cards currently offered in the United States. That is the number we hold, not necessarily every card Bread Financial (Comenity Bank) issues — its own site has its full range.

Which Bread Financial (Comenity Bank) credit cards have no annual fee?

Of the Bread Financial (Comenity Bank) cards we hold, 3 cards have a $0 annual fee checked against a published document: Bread Cashback™ American Express® Credit Card, Bread Rewards™ American Express® Credit Card and PlayStation® Visa® Credit Card. We leave a $0 fee blank until it is confirmed, so others may be free too — check Bread Financial (Comenity Bank)'s page before you apply.

How do I apply for a Bread Financial (Comenity Bank) credit card?

Open the card's review. Where we hold an application link it takes you to Bread Financial (Comenity Bank)'s own application; where we do not, the review says so. Confirm the fee and terms on Bread Financial (Comenity Bank)'s page before you apply.