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Card0/4 on file
Annual fee: issuer restricts access
Bread Financial (Comenity Bank) · Card

Kay Jewelers Credit Card

The Kay Jewelers Credit Card is a credit card from Bread Financial (Comenity Bank). Bread Financial (Comenity Bank)'s site does not let us read its terms, so we leave the annual fee blank — check it on Bread Financial (Comenity Bank)'s own site. Here is what we hold on it, and what we do not.

Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Bread Financial (Comenity Bank)Compare this card
Opens Bread Financial (Comenity Bank)’s site
Ledger entry

The receipt

Every cost line we hold for the Kay Jewelers Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
35.99%Checked d.comenity.net
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Kay Jewelers Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Bread Financial (Comenity Bank)’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Kay Jewelers Credit Card. Rather than print a multiplier we cannot source, this stays blank until Bread Financial (Comenity Bank)’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Special financing plans (6, 12, or 18 months deferred interest)
  • Vault Rewards membership benefits
  • Birthday Benefit: $100 off $300+ purchase during birthday month
  • Annual $25 Reward on Vault Rewards enrollment anniversary
  • Free Express shipping for Vault Rewards members
  • Special partner offers for Vault Rewards members
  • Special offers on wedding and anniversary bands
Next step

Ready to apply for the Kay Jewelers Credit Card?

You'll finish the application on Bread Financial (Comenity Bank)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bread Financial (Comenity Bank)’s site
Questions

Questions about the Kay Jewelers Credit Card

How much is the Kay Jewelers Credit Card annual fee?

We could not verify the Kay Jewelers Credit Card's annual fee, so we do not print one. Check the current annual fee on Bread Financial (Comenity Bank)'s own site before you apply.

What does the Kay Jewelers Credit Card earn?

We could not verify the Kay Jewelers Credit Card's earn rates, so we do not print a multiplier. Check them on Bread Financial (Comenity Bank)'s own site.

What network is the Kay Jewelers Credit Card on?

We hold no card network on record for the Kay Jewelers Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Bread Financial (Comenity Bank) before you apply.

Is the Kay Jewelers Credit Card available in United States?

Yes — the Kay Jewelers Credit Card is issued by Bread Financial (Comenity Bank) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Kay Jewelers Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not published by Bread Financial (Comenity Bank) where we checked: foreign transaction fee and welcome offer. We could not verify, so we do not print: annual fee and earn rates. Check them with Bread Financial (Comenity Bank). Terms can change without notice, so confirm the current details with Bread Financial (Comenity Bank) before you apply.