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Mastercard0/4 on file
Annual fee: issuer restricts access
Bread Financial (Comenity Bank) · Mastercard

Ulta Beauty Rewards® Mastercard® Credit Card

Rewards

The Ulta Beauty Rewards® Mastercard® Credit Card is a Mastercard from Bread Financial (Comenity Bank). Bread Financial (Comenity Bank)'s site does not let us read its terms, so we leave the annual fee blank — check it on Bread Financial (Comenity Bank)'s own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Dec 2025), purchase APR (Dec 2025). Not yet checked with Bread Financial (Comenity Bank): credit requirement. Bread Financial (Comenity Bank)’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on Bread Financial (Comenity Bank)Compare this card
Opens Bread Financial (Comenity Bank)’s site
Ledger entry

The receipt

Every cost line we hold for the Ulta Beauty Rewards® Mastercard® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Checked files.consumerfinance.gov
Purchase APR
23.34%–32.75%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Bread Financial (Comenity Bank)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Ulta Beauty Rewards® Mastercard® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Bread Financial (Comenity Bank)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Ulta Beauty Rewards® Mastercard® Credit Card. Rather than print a multiplier we cannot source, this stays blank until Bread Financial (Comenity Bank)’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 20% off first purchase after approval
  • 2 points per $1 on Ulta Beauty purchases at Base member level
Next step

Ready to apply for the Ulta Beauty Rewards® Mastercard® Credit Card?

You'll finish the application on Bread Financial (Comenity Bank)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bread Financial (Comenity Bank)’s site
Questions

Questions about the Ulta Beauty Rewards® Mastercard® Credit Card

How much is the Ulta Beauty Rewards® Mastercard® Credit Card annual fee?

We could not verify the Ulta Beauty Rewards® Mastercard® Credit Card's annual fee, so we do not print one. Check the current annual fee on Bread Financial (Comenity Bank)'s own site before you apply.

What does the Ulta Beauty Rewards® Mastercard® Credit Card earn?

We could not verify the Ulta Beauty Rewards® Mastercard® Credit Card's earn rates, so we do not print a multiplier. Check them on Bread Financial (Comenity Bank)'s own site.

What network is the Ulta Beauty Rewards® Mastercard® Credit Card on?

The Ulta Beauty Rewards® Mastercard® Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Ulta Beauty Rewards® Mastercard® Credit Card available in United States?

Yes — the Ulta Beauty Rewards® Mastercard® Credit Card is issued by Bread Financial (Comenity Bank) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Ulta Beauty Rewards® Mastercard® Credit Card figures last checked?

We checked its foreign transaction fee in December 2025 and its purchase APR in December 2025, each against a published document. Not yet checked with Bread Financial (Comenity Bank): credit requirement. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Bread Financial (Comenity Bank). Terms can change without notice, so confirm the current details with Bread Financial (Comenity Bank) before you apply.