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Mastercard0/4 on file
Annual fee: issuer restricts access
Bread Financial (Comenity Bank) · Mastercard

Victoria's Secret Mastercard® Credit Card

The Victoria's Secret Mastercard® Credit Card is a Mastercard from Bread Financial (Comenity Bank). Bread Financial (Comenity Bank)'s site does not let us read its terms, so we leave the annual fee blank — check it on Bread Financial (Comenity Bank)'s own site. Here is what we hold on it, and what we do not.

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Opens Bread Financial (Comenity Bank)’s site
Ledger entry

The receipt

Every cost line we hold for the Victoria's Secret Mastercard® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
35.99%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Victoria's Secret Mastercard® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Bread Financial (Comenity Bank)’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Victoria's Secret Mastercard® Credit Card. Rather than print a multiplier we cannot source, this stays blank until Bread Financial (Comenity Bank)’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the Victoria's Secret Mastercard® Credit Card?

You'll finish the application on Bread Financial (Comenity Bank)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bread Financial (Comenity Bank)’s site
Questions

Questions about the Victoria's Secret Mastercard® Credit Card

How much is the Victoria's Secret Mastercard® Credit Card annual fee?

We could not verify the Victoria's Secret Mastercard® Credit Card's annual fee, so we do not print one. Check the current annual fee on Bread Financial (Comenity Bank)'s own site before you apply.

What does the Victoria's Secret Mastercard® Credit Card earn?

Bread Financial (Comenity Bank)'s site restricts automated access, so we could not read the Victoria's Secret Mastercard® Credit Card's earn rates and do not print a multiplier. Check them on Bread Financial (Comenity Bank)'s own site.

What network is the Victoria's Secret Mastercard® Credit Card on?

The Victoria's Secret Mastercard® Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Victoria's Secret Mastercard® Credit Card available in United States?

Yes — the Victoria's Secret Mastercard® Credit Card is issued by Bread Financial (Comenity Bank) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Victoria's Secret Mastercard® Credit Card figures last checked?

We checked its purchase APR in December 2025, against a published document. Bread Financial (Comenity Bank)'s site restricts access, so we could not check: earn rates and welcome offer. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with Bread Financial (Comenity Bank). Terms can change without notice, so confirm the current details with Bread Financial (Comenity Bank) before you apply.