What is the best credit card for people transferring a balance in United States?
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The best card for people transferring a balance in United States depends on your exact spending and credit. The shortlist above holds 8 cards for this profile, each chosen because it fits people transferring a balance: cards with the longest 0% balance-transfer windows — up to ~35 months interest-free — so you can move existing card debt and pay down principal instead of interest, minding the transfer fee.
How did you choose these cards for people transferring a balance?
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We list the cards we hold in United States that match this guide's category or card type, ordered by the welcome offer the page can print, then alphabetically. It is a shortlist, not a ranking — the quiz ranks cards on your own spending. Nothing here is pay-to-rank.
Why do some cards show no annual fee figure?
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Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.
How are these cards ranked?
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They are not ranked. This guide lists matching cards from our catalogue; for a ranking built on your own spending, take the quiz.