Skip to content
★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
Search
Network
Annual fee
Sort
Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Celtic Bank№ 770

The Earnest Card

Mastercard issued by Celtic Bank.

StudentCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Mercury№ 773

The IO Card

Mastercard issued by Mercury.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Tidemark Federal Credit Union№ 777

Tidemark FCU Visa Platinum

Visa card issued by Tidemark Federal Credit Union.

Fair CreditLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
WebBank№ 778

Tilt Engage Visa

Visa card issued by WebBank.

No Credit HistoryNo FX Fee
Annual fee$59per year
Top earn rateNot confirmed
WebBank№ 779

Tilt Essentials Visa

Visa card issued by WebBank.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate3%Gas & Fuel
WebBank№ 780

Tilt Motion Visa

Visa card issued by WebBank.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Andrews Federal Credit Union№ 782

Titanium Rewards Visa Signature

Visa card issued by Andrews Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 783

TJX Rewards Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 784

TJX Rewards Platinum Mastercard

Mastercard issued by Synchrony Bank / Synchrony Financial.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Continental Finance№ 785

Today Mastercard®

Mastercard issued by Continental Finance.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
TomoCredit№ 786

TomoCard (All-New Black Card)

Mastercard issued by TomoCredit.

Credit BuildingNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 787

Torrid Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Annual feeNot confirmed
Top earn rateNot confirmed
First Citizens Bank№ 788

Travel Rewards Credit Card

Credit card issued by First Citizens Bank.

Travel
Annual feeNot confirmed
Top earn rateNot confirmed
Travis Credit Union№ 789

Travis Credit Union Platinum Visa

Visa card issued by Travis Credit Union.

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rateNot confirmed
Fifth Third Bank№ 790

TRIO Credit Card

Credit card issued by Fifth Third Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Tru Federal Credit Union№ 791

TRU FCU Credit Card

Credit card issued by Tru Federal Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Trugrocer Federal Credit Union№ 792

TruGrocer VISA Rewards Credit Card

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate3xGroceries
Truist Bank№ 793

Truist Business Cash Rewards

Visa card issued by Truist Bank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Truist Bank№ 794

Truist Business Credit Card

Visa card issued by Truist Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Truist Bank№ 795

Truist Business Premium Credit Card

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.

BusinessNo FX Fee
Annual fee$299per year
Top earn rateNot confirmed
Truist Bank№ 796

Truist Business Travel Rewards

Earn 20,000 bonus miles after you spend $2,000 within the first 90 days after account opening.

BusinessNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Truist Bank№ 797

Truist Enjoy Beyond

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

No FX FeePremium
Annual fee$95per year
Top earn rate3xFlights
Truist Bank№ 798

Truist Enjoy Cash (1.5%)

Visa card issued by Truist Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Truist Bank№ 799

Truist Enjoy Cash (3%-2%-1%)

Visa card issued by Truist Bank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Truist Bank№ 800

Truist Enjoy Cash Secured

Visa card issued by Truist Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Truist Bank№ 801

Truist Enjoy Travel

Visa card issued by Truist Bank.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Truist Bank№ 802

Truist Future

Visa card issued by Truist Bank.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Truist Bank№ 803

Truist Wealth Credit Card

Visa card issued by Truist Bank.

Cash BackNo FX Fee
Annual fee$450per year
Top earn rateNot confirmed
Fifth Third Bank№ 804

Truly Simple Credit Card

Credit card issued by Fifth Third Bank.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
U.S. Bank№ 806

U.S. Bank Altitude® Connect Visa Signature® Card

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
U.S. Bank№ 808

U.S. Bank Altitude® Go Visa Signature® Card

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
U.S. Bank№ 812

U.S. Bank Business Shield® Visa® Card

Visa card issued by U.S. Bank.

Balance TransferBusiness
Annual feeNot confirmed
Top earn rate5%prepaid airfare, car and hotel reservations purchased in the Travel Center
U.S. Bank№ 815

U.S. Bank Secured Visa® Card

Visa card issued by U.S. Bank.

Credit BuildingSecured
Annual feeNot confirmed
Top earn rateNot confirmed
U.S. Bank№ 816

U.S. Bank Shield® Visa® Card

Visa card issued by U.S. Bank.

Balance TransferLow Interest
Annual feeNot confirmed
Top earn rate4%prepaid air, car and hotel reservations in the Travel Center
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.