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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
Search
Network
Annual fee
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Capital One№ 721

Spark 2% Cash

Visa card issued by Capital One.

BusinessCash Back
Annual feeNot confirmed
Top earn rate5%hotels, vacation rentals and rental cars booked through Capital One Business Travel
Capital One№ 722

Spark Cash Plus

Visa card issued by Capital One.

BusinessCash Back
Annual fee$150per year
Top earn rateNot confirmed
U.S. Bank№ 728

State Farm Premier Cash Rewards Visa Signature® Card

Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%insurance premium payments
Step№ 729

Step Visa Card

Visa card issued by Step.

No Annual FeeNo Credit History
Annual fee$0per year
Top earn rateNot confirmed
Del-One Federal Credit Union№ 730

Student Rewards VISA

Visa card issued by Del-One Federal Credit Union.

No Annual FeeStudent
Annual fee$0per year
Top earn rateNot confirmed
Apple Federal Credit Union№ 731

Student Visa

Visa card issued by Apple Federal Credit Union.

Student
Annual feeNot confirmed
Top earn rateNot confirmed
Consumers Credit Union№ 732

Student Visa

Visa card issued by Consumers Credit Union.

Student
Annual feeNot confirmed
Top earn rateNot confirmed
Justice Federal Credit Union№ 733

Student VISA

Visa card issued by Justice Federal Credit Union.

RewardsStudent
Annual feeNot confirmed
Top earn rateNot confirmed
Summit Credit Union№ 734

Summit Credit Union Visa Platinum

Visa card issued by Summit Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Summit Credit Union№ 735

Summit Credit Union Visa Rewards

Visa card issued by Summit Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Sun East Federal Credit Union№ 738

Sun East Platinum Rewards Mastercard

Mastercard issued by Sun East Federal Credit Union.

No Annual Fee
Annual fee$0per year
Top earn rate1xNot yet checked with Sun East Federal Credit UnionOther
Sunmark Credit Union№ 741

Sunmark Credit Union Platinum Rewards

7,500 bonus points if $1,000 is spent in the first 3 months

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rate1xNot yet checked with Sunmark Credit UnionOther
Sunmark Credit Union№ 742

Sunmark Credit Union Signature Card

Credit card issued by Sunmark Credit Union.

Annual feeNot confirmed
Top earn rate1.25%Not yet checked with Sunmark Credit UnionOther
Andrews Federal Credit Union№ 743

Supreme Rewards Visa Signature

Visa card issued by Andrews Federal Credit Union.

Rewards
Annual feeNot confirmed
Top earn rate4xstreaming, gaming & entertainment
Andrews Federal Credit Union№ 744

Supreme Visa

Visa card issued by Andrews Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Continental Finance№ 745

Surge® Platinum Mastercard®

Mastercard issued by Continental Finance.

Credit BuildingPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 748

Synchrony Car Care Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 749

Synchrony HOME Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 750

Synchrony Plus World Mastercard

Mastercard issued by Synchrony Bank / Synchrony Financial.

Cash BackFair Credit
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 751

Synchrony Preferred Mastercard

Mastercard issued by Synchrony Bank / Synchrony Financial.

Credit BuildingFair Credit
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 752

Synchrony Premier World Mastercard

Mastercard issued by Synchrony Bank / Synchrony Financial.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 754

Target Circle™ Credit Card

Credit card issued by TD Bank (TD Bank USA).

Cash BackStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 755

Target Mastercard

Mastercard issued by TD Bank (TD Bank USA).

Cash BackStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 757

TD Business Solutions Credit Card

Visa card issued by TD Bank (TD Bank USA).

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 758

TD Cash Credit Card

Visa card issued by TD Bank (TD Bank USA).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 759

TD Cash Secured Credit Card

Visa card issued by TD Bank (TD Bank USA).

SecuredCredit Building
Annual fee$29per year
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 762

TD Double Up Credit Card

Visa card issued by TD Bank (TD Bank USA).

Cash BackTravel Insurance
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)№ 764

TD FlexPay Credit Card

Visa card issued by TD Bank (TD Bank USA).

Low InterestTravel Insurance
Annual feeNot confirmed
Top earn rateNot confirmed
Texans Credit Union№ 765

Texans Credit Union Premier Rewards Card

Earn 40,000 Bonus Points when you spend $2,000 in purchases within the first 90 days of account opening.

No Annual FeeStreaming
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)№ 766

The Barnes & Noble Mastercard®

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferDining
Annual fee$0per year
Top earn rateNot confirmed
Continental Finance№ 768

The Build Card (Build Mastercard®)

Mastercard issued by Continental Finance.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.