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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Network
Annual fee
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
BECU (Boeing Employees Credit Union)№ 673

Secured Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Matanuska Valley Federal Credit Union№ 674

Secured Credit Card

Visa card issued by Matanuska Valley Federal Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)№ 675

Secured Low Rate Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Credit BuildingLow Interest
Annual fee$0per year
Top earn rateNot confirmed
America First Credit Union№ 677

Secured Visa

Visa card issued by America First Credit Union.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Orlando Credit Union№ 678

Secured Visa Smart Credit Card

Credit card issued by Orlando Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Elan Financial Services№ 679

Secured Visa®

Visa card issued by Elan Financial Services.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Coastal Community Bank№ 683

Seen Secured Mastercard

Mastercard issued by Coastal Community Bank.

Credit BuildingRewards
Annual fee$25per year
Top earn rateNot confirmed
Self Financial№ 684

Self Visa® Credit Card

Visa card issued by Self Financial.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Justice Federal Credit Union№ 686

SFSAFBI VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Suncoast Credit Union№ 687

Share Secured Visa

Visa card issued by Suncoast Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Justice Federal Credit Union№ 688

Share Secured VISA

Visa card issued by Justice Federal Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Southwest 66 Credit Union№ 689

Share Secured VISA Platinum

Credit card issued by Southwest 66 Credit Union.

PremiumSecured
Annual feeNot confirmed
Top earn rateNot confirmed
SchoolsFirst Federal Credit Union№ 690

Share-Secured Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
OnPoint Community Credit Union№ 691

Signature Visa with Cash Back Rewards

Visa card issued by OnPoint Community Credit Union.

Cash BackTravel Insurance
Annual feeNot confirmed
Top earn rate2%Other
OnPoint Community Credit Union№ 692

Signature Visa with Rewards

Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
Wells Fargo№ 693

Signify Business Cash® Card

Mastercard issued by Wells Fargo.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
Forcht Bank, National Association№ 694

Simple Visa Card

Visa card issued by Forcht Bank, National Association.

Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 696

Slate Edge®

Visa card issued by JPMorgan Chase Bank.

Credit BuildingFair Credit
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 697

Slate®

Visa card issued by JPMorgan Chase Bank.

Balance TransferLow Interest
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 698

Sleep Number Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Elan Financial Services№ 702

Smart Business Rewards Visa®

Visa card issued by Elan Financial Services.

BusinessPoints
Annual feeNot confirmed
Top earn rateNot confirmed
First Citizens Bank№ 703

Smart Option Credit Card

Credit card issued by First Citizens Bank.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Bellwether Community Credit Union№ 704

Smart Rate Credit Card

Credit card issued by Bellwether Community Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Bellwether Community Credit Union№ 705

Smart Rewards Credit Card

Receive 5,000 points for $1,000+ spent in the first 90 days

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
Smw Financial Credit Union№ 706

Smw Financial Credit Union Visa Platinum

Visa card issued by Smw Financial Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rate1xNot yet checked with Smw Financial Credit UnionOther
Truliant Federal Credit Union№ 707

Soar Secured

Credit card issued by Truliant Federal Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
SoFi№ 708

SoFi Essential Credit Card

Mastercard issued by SoFi.

Credit Building
Annual feeNot confirmed
Top earn rateNot confirmed
SoFi№ 710

SoFi Smart Card

Mastercard issued by SoFi.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Southern Credit Union, The№ 712

Southern Credit Union, The Visa Classic

Visa card issued by Southern Credit Union, The.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Southern Security Federal Credit Union№ 713

Southern Security Rewards VISA

Visa card issued by Southern Security Federal Credit Union.

Fair CreditNo Annual Fee
Annual fee$0per year
Top earn rate1xNot yet checked with Southern Security Federal Credit UnionOther
JPMorgan Chase Bank№ 715

Southwest Rapid Rewards® Plus

Visa card issued by JPMorgan Chase Bank.

AirlineGas & Fuel
Annual fee$99per year
Top earn rateNot confirmed
Capital One№ 719

Spark 1.5% Cash Select

Visa card issued by Capital One.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Capital One№ 720

Spark 1% Classic

Mastercard issued by Capital One.

BusinessNo FX Fee
Annual feeNot confirmed
Top earn rate1%Other
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.