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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Fifth Third Bank№ 625

Real Life Rewards Credit Card

Credit card issued by Fifth Third Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Continental Finance№ 627

Reflex® Platinum Mastercard®

Mastercard issued by Continental Finance.

Credit BuildingPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Forcht Bank, National Association№ 633

Reserve Visa Card

Visa card issued by Forcht Bank, National Association.

Premium
Annual fee$295per year
Top earn rateNot confirmed
Continental Finance№ 634

Revel Mastercard®

Mastercard issued by Continental Finance.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
First Citizens Bank№ 635

Rewards Business Credit Card

Get 10,000 bonus points when you spend $3,000 in the first 90 days.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Sunwest Federal Credit Union№ 636

Rewards Card

Credit card issued by Sunwest Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rate1xOther
Suncoast Credit Union№ 637

Rewards Classic Starter Visa

Visa card issued by Suncoast Credit Union.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
First Citizens Bank№ 638

Rewards Credit Card

Credit card issued by First Citizens Bank.

PointsNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
SchoolsFirst Federal Credit Union№ 639

Rewards Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

No FX FeePoints
Annual feeNot confirmed
Top earn rate1.5xOther
Stride Bank№ 640

Rewards Platinum

Visa card issued by Stride Bank.

PointsPremium
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 641

Rewards Secured Credit Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Kirtland Federal Credit Union№ 642

Rewards VISA Platinum Card

Visa card issued by Kirtland Federal Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rate1xNot yet checked with Kirtland Federal Credit UnionOther
Rho№ 643

Rho Corporate Card

Mastercard issued by Rho.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Rhode Island Credit Union№ 644

Rhode Island Credit Union Visa

Visa card issued by Rhode Island Credit Union.

Fair Credit
Annual feeNot confirmed
Top earn rateNot confirmed
Coastal Community Bank№ 646

Robinhood Gold Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 647

Rooms To Go Credit Card

Credit card issued by Synchrony Bank / Synchrony Financial.

Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 648

Ross Credit Card

Credit card issued by Bread Financial (Comenity Bank).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 654

Sam's Club Credit Card (non-Mastercard)

Credit card issued by Synchrony Bank / Synchrony Financial.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 655

Sam's Club Mastercard

Mastercard issued by Synchrony Bank / Synchrony Financial.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Capital One№ 658

Savor Rewards

Mastercard issued by Capital One.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rate5%hotels, vacation rentals and rental cars booked through Capital One Travel
Capital One№ 659

Savor Rewards for Good Credit

Mastercard issued by Capital One.

Cash BackFair Credit
Annual fee$0per year
Top earn rateNot confirmed
Capital One№ 660

Savor Rewards for Students

Mastercard issued by Capital One.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%Dining
Capital One№ 661

SavorOne Rewards

Mastercard issued by Capital One.

Cash BackFair Credit
Annual fee$39per year
Top earn rate3%Dining
First National Bank of Omaha (FNBO / First Bankcard)№ 662

SCHEELS Premier Edition Visa

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 663

SCHEELS Secured Visa Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Secured
Annual fee$35per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 664

SCHEELS Visa® Credit Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Annual feeNot confirmed
Top earn rate3xSCHEELS and SCHEELS.com
SchoolsFirst Federal Credit Union№ 665

School Employee Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Cash BackLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Scott Credit Union№ 666

Scott Credit Union Extreme Visa

Visa card issued by Scott Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
San Diego County Credit Union№ 667

SDCCU Cash Rewards Visa Platinum

Visa card issued by San Diego County Credit Union.

Premium
Annual feeNot confirmed
Top earn rate1%Not yet checked with San Diego County Credit UnionOther
San Diego County Credit Union№ 668

SDCCU Share Secured Visa Classic

Visa card issued by San Diego County Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
San Diego County Credit Union№ 669

SDCCU Visa Platinum

Visa card issued by San Diego County Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
San Diego County Credit Union№ 670

SDCCU Visa Signature

Visa card issued by San Diego County Credit Union.

Annual fee$99Not yet checked with San Diego County Credit Unionper year
Top earn rate2xNot yet checked with San Diego County Credit UnionOther
Sunwest Federal Credit Union№ 671

Secured Card

Mastercard issued by Sunwest Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First Citizens Bank№ 672

Secured Cash Back Credit Card

Credit card issued by First Citizens Bank.

Cash BackSecured
Annual fee$29per year
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.