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Mastercard2/4 on file
✓ Annual fee checked
Sunwest Federal Credit Union · Mastercard

Secured Card

The Secured Card is a Mastercard from Sunwest Federal Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked mysunwest.com
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through Sunwest Federal Credit Union directly
Ledger entry

The receipt

Every cost line we hold for the Secured Card, exactly as recorded.

Annual fee
$0Checked mysunwest.com
Supplementary card
Not confirmed
Foreign transaction
1.1%Checked files.consumerfinance.gov
Purchase APR
7.9%Checked mysunwest.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Secured Card. That may mean there isn’t one, or simply that we have not recorded it — Sunwest Federal Credit Union’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Secured Card. Rather than print a multiplier we cannot source, this stays blank until Sunwest Federal Credit Union’s own terms give us one.

Next step

Ready to apply for the Secured Card?

We hold no application link for this card. Sunwest Federal Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Questions

Questions about the Secured Card

How much is the Secured Card annual fee?

The Secured Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Secured Card earn?

We hold no category earn rates for the Secured Card. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Sunwest Federal Credit Union's terms.

What network is the Secured Card on?

The Secured Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Secured Card available in United States?

Yes — the Secured Card is issued by Sunwest Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Secured Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in December 2025 and its purchase APR in October 2026, each against a published document. Terms can change without notice, so confirm the current details with Sunwest Federal Credit Union before you apply.