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Mastercard0/4 on file
Annual fee: issuer restricts access
Santander Bank (US) · Mastercard

Santander® Ultimate Cash Back® Credit Card

Cash Back

The Santander® Ultimate Cash Back® Credit Card is a Mastercard from Santander Bank (US). Santander Bank (US)'s site does not let us read its terms, so we leave the annual fee blank — check it on Santander Bank (US)'s own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Santander Bank (US): credit requirement. Santander Bank (US)’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Santander Bank (US)Compare this card
Opens Santander Bank (US)’s site

Bank with branches in: New York (133), Massachusetts (129), Connecticut (107), New Jersey (86), Pennsylvania (62), Rhode Island (25), New Hampshire (10), Florida (2) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Santander® Ultimate Cash Back® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Santander Bank (US)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Santander® Ultimate Cash Back® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Santander Bank (US)’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Santander® Ultimate Cash Back® Credit Card. Rather than print a multiplier we cannot source, this stays blank until Santander Bank (US)’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Santander® Ultimate Cash Back® Credit Card?

You'll finish the application on Santander Bank (US)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Santander Bank (US)’s site
Questions

Questions about the Santander® Ultimate Cash Back® Credit Card

How much is the Santander® Ultimate Cash Back® Credit Card annual fee?

We could not verify the Santander® Ultimate Cash Back® Credit Card's annual fee, so we do not print one. Check the current annual fee on Santander Bank (US)'s own site before you apply.

What does the Santander® Ultimate Cash Back® Credit Card earn?

We could not verify the Santander® Ultimate Cash Back® Credit Card's earn rates, so we do not print a multiplier. Check them on Santander Bank (US)'s own site.

What network is the Santander® Ultimate Cash Back® Credit Card on?

The Santander® Ultimate Cash Back® Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Santander® Ultimate Cash Back® Credit Card available in United States?

Yes — the Santander® Ultimate Cash Back® Credit Card is issued by Santander Bank (US) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Santander® Ultimate Cash Back® Credit Card information?

No figure we hold for the Santander® Ultimate Cash Back® Credit Card has been checked against a published document yet, so we show no check date. Not published by Santander Bank (US) where we checked: welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR and earn rates. Check them with Santander Bank (US). Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Santander Bank (US) before you apply.