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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Alcoa Community Federal Credit Union№ 577

Platinum Visa Credit Card

Visa card issued by Alcoa Community Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Electel Cooperative Federal Credit Union№ 578

Platinum Visa Credit Card

Credit card issued by Electel Cooperative Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
OnPoint Community Credit Union№ 579

Platinum Visa with Rewards

Get 5,000 bonus points when you spend at least $500 on your new card within the first 90 days.

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)№ 580

PlayStation® Visa® Credit Card

Visa card issued by Bread Financial (Comenity Bank).

Bills & UtilitiesDining
Annual fee$0per year
Top earn rateNot confirmed
PNC Bank№ 583

PNC Cash Rewards Visa Signature Business Credit Card

Earn a $400 Statement Credit After making at least $3,000 in net purchases during the first three billing cycles following account opening.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
PNC Bank№ 585

PNC Core Visa Credit Card

Visa card issued by PNC Bank.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
PNC Bank№ 589

PNC Secured Credit Card

Visa card issued by PNC Bank.

No Annual FeeSecured
Annual fee$0per year
Top earn rateNot confirmed
State Employees' Credit Union (SECU)№ 592

Points Rewards Visa® Credit Card

Visa card issued by State Employees' Credit Union (SECU).

PointsRewards
Annual feeNot confirmed
Top earn rate3xGas & Fuel
Patelco Credit Union№ 593

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
Coastal Community Bank№ 596

Possible Card

Mastercard issued by Coastal Community Bank.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Mid American Credit Union№ 597

Preferred Youth Rewards Visa

Visa card issued by Mid American Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First PREMIER Bank№ 599

PREMIER® Secured Credit Card

Mastercard issued by First PREMIER Bank.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 601

Prime Visa

Visa card issued by JPMorgan Chase Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Proponent Federal Credit Union№ 603

Proponent Visa

Visa card issued by Proponent Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Coastal Community Bank№ 604

Prosper® Card

Mastercard issued by Coastal Community Bank.

SecuredCredit Building
Annual fee$59per year
Top earn rateNot confirmed
Patelco Credit Union№ 607

Pure Secured Mastercard Credit Card

Mastercard issued by Patelco Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Capital One№ 612

Quicksilver Secured

Mastercard issued by Capital One.

SecuredCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Truliant Federal Credit Union№ 613

Radiant

Credit card issued by Truliant Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Ramp№ 614

Ramp Visa Corporate Card

Visa card issued by Ramp.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Police Federal Credit Union№ 615

Rate Preferred

Credit card issued by Police Federal Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Credit Human№ 616

Rate Preferred Mastercard

Mastercard issued by Credit Human.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Ravenswood Federal Credit Union№ 618

Ravenswood Federal Credit Union VISA

Visa card issued by Ravenswood Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Randolph-Brooks Federal Credit Union (RBFCU)№ 619

RBFCU Business Select Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

BusinessCash Back
Annual fee$0per year
Top earn rate2%Other
Randolph-Brooks Federal Credit Union (RBFCU)№ 620

RBFCU Premier Rate Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Randolph-Brooks Federal Credit Union (RBFCU)№ 621

RBFCU Secured Premier Rate Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Randolph-Brooks Federal Credit Union (RBFCU)№ 622

RBFCU Secured World Cash Back Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Randolph-Brooks Federal Credit Union (RBFCU)№ 623

RBFCU World Cash Back Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Barclays US (Barclays Bank Delaware)№ 624

RCI® Elite Rewards® World Mastercard®

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rate5xall eligible RCI purchases
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.