Skip to content
Visa1/4 on file
Annual fee: issuer restricts access
State Employees' Credit Union (SECU) · Visa

Points Rewards Visa® Credit Card

PointsRewards

The Points Rewards Visa® Credit Card is a Visa card from State Employees' Credit Union (SECU). State Employees' Credit Union (SECU)'s site does not let us read its terms, so we leave the annual fee blank — check it on State Employees' Credit Union (SECU)'s own site. Here is what we hold on it, and what we do not.

Top earn rate3xon Gas & FuelChecked ncsecu.org
Apply on State Employees' Credit Union (SECU)Compare this card
Opens State Employees' Credit Union (SECU)’s site

Credit union with branches in: North Carolina (275). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Points Rewards Visa® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
1%Checked ncsecu.org
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Points Rewards Visa® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — State Employees' Credit Union (SECU)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the Points Rewards Visa® Credit Card.

CategoryEarn rateCap
Gas & Fuel3xNo cap on file
Dining2xNo cap on file
Other1.5xNo cap on file
Checked ncsecu.org
Next step

Ready to apply for the Points Rewards Visa® Credit Card?

You'll finish the application on State Employees' Credit Union (SECU)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens State Employees' Credit Union (SECU)’s site
Questions

Questions about the Points Rewards Visa® Credit Card

How much is the Points Rewards Visa® Credit Card annual fee?

We could not verify the Points Rewards Visa® Credit Card's annual fee, so we do not print one. Check the current annual fee on State Employees' Credit Union (SECU)'s own site before you apply.

What does the Points Rewards Visa® Credit Card earn?

The Points Rewards Visa® Credit Card earns 3x on gas & fuel, plus published rates on 2 other categories. The full table is on this page.

What network is the Points Rewards Visa® Credit Card on?

The Points Rewards Visa® Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Points Rewards Visa® Credit Card available in United States?

Yes — the Points Rewards Visa® Credit Card is issued by State Employees' Credit Union (SECU) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Points Rewards Visa® Credit Card figures last checked?

We checked its foreign transaction fee in October 2026 and its earn rates in October 2026, each against a published document. We could not verify, so we do not print: annual fee, purchase APR and welcome offer. Check them with State Employees' Credit Union (SECU). Terms can change without notice, so confirm the current details with State Employees' Credit Union (SECU) before you apply.