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Card2/4 on file
✓ Annual fee checked
Electel Cooperative Federal Credit Union · Card

Platinum Visa Credit Card

Low InterestNo Annual Fee

The Platinum Visa Credit Card is a credit card from Electel Cooperative Federal Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked electel.org
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through Electel Cooperative Federal Credit Union directly

Credit union with branches in: North Carolina (5). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Platinum Visa Credit Card, exactly as recorded.

Annual fee
$0Checked electel.org
Supplementary card
Not confirmed
Foreign transaction
1%Checked files.consumerfinance.gov
Purchase APR
9.9%–17.9%Checked electel.org
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Platinum Visa Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Electel Cooperative Federal Credit Union’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Platinum Visa Credit Card. Rather than print a multiplier we cannot source, this stays blank until Electel Cooperative Federal Credit Union’s own terms give us one.

Next step

Ready to apply for the Platinum Visa Credit Card?

We hold no application link for this card. Electel Cooperative Federal Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Platinum Visa Credit Card

How much is the Platinum Visa Credit Card annual fee?

The Platinum Visa Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Platinum Visa Credit Card earn?

We hold no category earn rates for the Platinum Visa Credit Card. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Electel Cooperative Federal Credit Union's terms.

What network is the Platinum Visa Credit Card on?

We hold no card network on record for the Platinum Visa Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Electel Cooperative Federal Credit Union before you apply.

Is the Platinum Visa Credit Card available in United States?

Yes — the Platinum Visa Credit Card is issued by Electel Cooperative Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Platinum Visa Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in December 2025 and its purchase APR in December 2025, each against a published document. Terms can change without notice, so confirm the current details with Electel Cooperative Federal Credit Union before you apply.