Reserve Visa Card
The Reserve Visa Card is a Visa card from Forcht Bank, National Association with an annual fee of $295. Here is what we hold on it, and what we do not.
Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Dec 2025). Not yet checked with Forcht Bank, National Association: purchase APR. Forcht Bank, National Association’s own page is authoritative — confirm anything you rely on there before you apply.
Bank with branches in: Kentucky (21), Ohio (1). Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the Reserve Visa Card, exactly as recorded.
- Annual fee
- $295Checked forchtbank.com
- Supplementary card
- Not confirmed
- Foreign transaction
- 1%Checked files.consumerfinance.gov
- Purchase APR
- 19%–25%Not yet checked with Forcht Bank, National Association
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
The welcome offer
We hold no published welcome offer for the Reserve Visa Card. That may mean there isn’t one, or simply that we have not recorded it — Forcht Bank, National Association’s own page is the place to check.
What it earns
We hold no category earn rates for the Reserve Visa Card. Rather than print a multiplier we cannot source, this stays blank until Forcht Bank, National Association’s own terms give us one.
Ready to apply for the Reserve Visa Card?
We hold no application link for this card. Forcht Bank, National Association takes applications on their own site — or compare the alternatives we do have links for.