Visa2/4 on file
✓ Annual fee checked
Step · Visa
Step Visa Card
The Step Visa Card is a Visa card from Step with an annual fee of $0. Here is what we hold on it, and what we do not.
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Opens Step’s site
Ledger entry
The receipt
Every cost line we hold for the Step Visa Card, exactly as recorded.
Sign-up
The welcome offer
No welcome offer on file
Not published by the issuer where we checked ()We hold no published welcome offer for the Step Visa Card. That may mean there isn’t one, or simply that we have not recorded it — Step’s own page is the place to check.
Rewards
What it earns
No earn rates on file
Not published by the issuer where we checked ()We hold no category earn rates for the Step Visa Card. Rather than print a multiplier we cannot source, this stays blank until Step’s own terms give us one.
Next step
Ready to apply for the Step Visa Card?
You'll finish the application on Step's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Step’s site
Questions
Questions about the Step Visa Card
How much is the Step Visa Card annual fee?
The Step Visa Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.
What does the Step Visa Card earn?
Step does not publish category earn rates for the Step Visa Card where we checked (October 2026), so we do not print a multiplier.
What network is the Step Visa Card on?
The Step Visa Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the Step Visa Card available in United States?
Yes — the Step Visa Card is issued by Step and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.
When were the Step Visa Card figures last checked?
We checked its annual fee in October 2026 and its purchase APR in October 2026, each against a published document. Not published by Step where we checked: foreign transaction fee, earn rates and welcome offer. Terms can change without notice, so confirm the current details with Step before you apply.