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★ THE HONEST NUMBER ON EVERY CARD949 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — United States Cards

The honest number on every United States credit card.

Every card we hold for United States — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

949
United States cards tracked
30
categories filed
The ledger

All credit cards in United States

Showing 48 of 949
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Tlcu Financial№ 865

Visa Platinum

Visa card issued by Tlcu Financial.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Consumers Credit Union№ 866

Visa Platinum

Visa card issued by Consumers Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Star One Credit Union№ 867

Visa Platinum

Visa card issued by Star One Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Apple Federal Credit Union№ 868

Visa Platinum

Visa card issued by Apple Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Visions Federal Credit Union№ 869

Visa Platinum

Visa card issued by Visions Federal Credit Union.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rateNot confirmed
North Country Federal Credit Union№ 870

Visa Platinum

Visa card issued by North Country Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Southwest 66 Credit Union№ 871

VISA Platinum

Credit card issued by Southwest 66 Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Consumers Credit Union№ 872

Visa Platinum Active Rewards

Visa card issued by Consumers Credit Union.

PointsPremium
Annual feeNot confirmed
Top earn rate2xCell Phone Services
NASA Federal Credit Union№ 873

VISA Platinum Advantage Rewards

Visa card issued by NASA Federal Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rate1xOther
Educators Credit Union№ 874

Visa Platinum Card

Visa card issued by Educators Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rate1xNot yet checked with Educators Credit UnionOther
Nih Federal Credit Union№ 875

Visa Platinum Card

Visa card issued by Nih Federal Credit Union.

Fair CreditLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
NASA Federal Credit Union№ 876

VISA Platinum Cash Rewards

Visa card issued by NASA Federal Credit Union.

Cash BackPremium
Annual feeNot confirmed
Top earn rate1.5%Two independent reads agree · not quoted verbatimOther
Solvay Bank№ 877

Visa Platinum Credit Card

Visa card issued by Solvay Bank.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Statewide Federal Credit Union№ 878

Visa Platinum Credit Card

Visa card issued by Statewide Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate1xNot yet checked with Statewide Federal Credit UnionOther
Georgia'S Own Credit Union№ 879

Visa Platinum Credit Card

Visa card issued by Georgia'S Own Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Homeland Credit Union, Inc.№ 880

Visa Platinum Credit Card

Visa card issued by Homeland Credit Union, Inc..

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Maui Federal Credit Union№ 881

Visa Platinum Credit Card

Visa card issued by Maui Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rate1%Not yet checked with Maui Federal Credit UnionOther
Priority First Federal Credit Union№ 882

VISA Platinum Credit Card

Visa card issued by Priority First Federal Credit Union.

Low InterestNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
Omaha Police Federal Credit Union№ 883

Visa Platinum Reward Credit Card

Visa card issued by Omaha Police Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Star One Credit Union№ 884

Visa Platinum Rewards

Visa card issued by Star One Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Robins Financial Credit Union№ 885

Visa Platinum Rewards

Visa card issued by Robins Financial Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Members 1st Federal Credit Union№ 886

Visa Platinum Rewards

Visa card issued by Members 1st Federal Credit Union.

No FX FeePremium
Annual feeNot confirmed
Top earn rate2%Gas & Fuel
Justice Federal Credit Union№ 887

VISA Platinum Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Delta Community Credit Union№ 888

Visa Platinum Rewards Credit Card

Visa card issued by Delta Community Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Southwest 66 Credit Union№ 889

VISA Platinum with Rewards

Credit card issued by Southwest 66 Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Police Federal Credit Union№ 890

Visa Rewards

Credit card issued by Police Federal Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1xNot yet checked with Police Federal Credit UnionOther
Mountain America Credit Union№ 891

Visa Rewards

Visa card issued by Mountain America Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Tongass Federal Credit Union№ 892

Visa Rewards Credit Card

Credit card issued by Tongass Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate1xNot yet checked with Tongass Federal Credit UnionOther
Landings Credit Union№ 893

Visa Rewards Credit Card

Visa card issued by Landings Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Park City Credit Union№ 894

Visa Rewards Credit Card

Visa card issued by Park City Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rate1xNot yet checked with Park City Credit UnionOther
Maui Federal Credit Union№ 895

Visa Secured Platinum Credit Card

Visa card issued by Maui Federal Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
NASA Federal Credit Union№ 896

VISA Share Secured

Visa card issued by NASA Federal Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Star One Credit Union№ 897

Visa Signature

Visa card issued by Star One Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
America First Credit Union№ 898

Visa Signature

Visa card issued by America First Credit Union.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Justice Federal Credit Union№ 899

VISA Signature

Visa card issued by Justice Federal Credit Union.

Cash Back
Annual feeNot confirmed
Top earn rate1.5%Other
Educators Credit Union№ 900

Visa Signature Cash Back Card

Visa card issued by Educators Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Delta Community Credit Union№ 901

Visa Signature Credit Card

Visa card issued by Delta Community Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fairwinds Credit Union№ 902

Visa Signature Credit Card

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

No FX FeeWelcome Bonus
Annual fee$95per year
Top earn rate5xtheme park tickets
Navy Federal Credit Union№ 903

Visa Signature Flagship Rewards Card

Visa card issued by Navy Federal Credit Union.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Consumers Credit Union№ 904

Visa Signature Flex Rewards

Visa card issued by Consumers Credit Union.

PointsRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Apple Federal Credit Union№ 905

Visa Signature Rewards

Visa card issued by Apple Federal Credit Union.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Consumers Credit Union№ 906

Visa Signature Your Cash Back

Visa card issued by Consumers Credit Union.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
NASA Federal Credit Union№ 907

VISA SpaceX (Falcon 9 design)

Visa card issued by NASA Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
NASA Federal Credit Union№ 908

VISA SpaceX (Falcon Heavy design)

Visa card issued by NASA Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 909

Visa® Business Cash Preferred

Visa card issued by Elan Financial Services.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 910

Visa® Business Company

Visa card issued by Elan Financial Services.

BusinessPoints
Annual feeNot confirmed
Top earn rateNot confirmed
Elan Financial Services№ 912

Visa® Business Real Rewards

Visa card issued by Elan Financial Services.

BusinessPoints
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in United States?

We currently track 949 credit cards in United States, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in United States?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 949 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.